Losing Weight by Dr. Ro Brock: Map a Plan
When trying to lose weight, set a realistic goal for yourself and map a plan to make that goal happen. Set a weight loss target, and work toward it. In order to lose 1 pound, you need to burn an extra 500 calories per day, or eat 500 calories less. Knowing this, map out a plan of food and exercise that will help you reach your weight loss goal.
Losing Weight by Dr. Ro Brock: Control Your Foodscape
Dr. Ro has coined the term "foodscape" to define all that surrounds you and relates to food. The majority of your life has elements of food or eating. Become aware of where food is most tempting to you, and take control of those situations. For example, are you constantly tempted by treats at the office? Pack your own, healthy snacks for work to distract your from the treats.
Losing Weight by Dr. Ro Brock: Recommit to Your Weight Loss
Losing weight is not a temporary endeavor; it is a new way of approaching life and eating that should be lasting. You need to consistently recommit to this goal of weight loss, and Dr. Ro says the best way to do this is by keeping track of everything you eat. Keep a food diary, which details everything you've had to eat or drink all day and will also note your various physical activities throughout the day.
Getting Out of Debt by Alexa von Trobel: Organize Your Debt
The best way to do this is by compartmentalizing your debt and keeping each category of debt in one, common place. Create an email address that is specific for bills, and set up calendar alerts for each day that a bill payment is due. You also need to prioritize your debt -- evaluate if there are certain aspects of your financial life that can be reasonably paid off.
Getting Out of Debt by Alexa von Trobel: Create an Online Budget
Visit an online budgeting site, such as LearnBest.com, and start budgeting online for a more effective and accessible budgeting database. You can merge all of your various accounts so you can evaluate the things on which you are spending your income.
Getting Out of Debt by Alexa von Trobel: Manage Your Credit Cards
While it might be tempting to close all of your credit cards at once when you're in debt, this can actually really destroy your credit score. Instead, close a maximum of one credit card per year to avoid lowering your credit score. For other cards that you'd like to close, set them aside with post-it notes stating a date when you can safely close them without credit score repercussions.
Also, determine the interest rate on your credit cards. The average interest rate on a card is 15%. If you are paying more than this, call your credit card company and ask them to either lower your interest rate or ask for a 0% balance transfer, which you can do once per year.
Break a Bad Habit by Dr. Ramani: Narrow it Down
If you have a bad habit you are trying to break, don't try to eliminate this habit from your life completely. Going cold turkey almost always results in failure, so instead, narrow down your habit. If you usually eat 7 cookies per day, try narrowing it down to 4.
Break a Bad Habit by Dr. Ramani: Replace the Bad Habit
Dr. Ramani says that her bad habit is eating junk food at airports. She said a great way she helped to defeat this problem is by calling a good friend and chatting on the phone after she'd bought the junk food. By the time the phone call was over, her temptation had subsided, and she was able to throw away most of the junk food without eating it. Now, when she wants to eat junk food at airports, she does something she enjoys -- she calls a friend instead.
Break a Bad Habit by Dr. Ramani: Prescribe the Symptom
Instead of cutting a habit out, acknowledge that you have a bad habit and force yourself to oblige to that habit once a day, but do it in a limited and controlled way. If your bad habit is eating sweets, allow yourself 2 sweets per day at exactly noon. This will help you from eating sweets all day long, and it will become a routine that you can monitor rather than a compulsive habit.
Video: How to Break a Bad Habit
Protect Yourself Online by John Sileo: Share Less
This may seem obvious, but simply sharing less online is the most effective way to protect yourself. The less information that is out there, the less information that's available to be jeopardized.
Protect Yourself Online by John Sileo: Avoid Smartphone Stupidity
With the invention and growing expertise of the smartphone, phones are no longer just phones… they are pocket-sized computers. Leaving your smartphone out on a public table for anyone to access and take advantage of is similar to leaving out bags of money. Avoid making yourself vulnerable via your smartphone by putting password protection on your phone and limiting the number of apps you download.
Protect Yourself Online by John Sileo: Use Stronger Passwords
When creating your online passwords, John Sileo recommends using words that aren't found in the dictionary. It is also imperative that you use different passwords for different websites; if someone gains access to your password for one social network, you don't want them to then have the capability of hijacking all of your social networks.
Dr Ramani and Alexa Von Trap: How Do I Stop Myself from Buying Gifts for People?
For people who have the compulsion to be constantly buying things for their loved one, Dr. Ramani suggests instead that you stop buying gifts, cut in half the amount of money that would otherwise be spent on gifts, and throw a party with all of your friends. They will value their time with you more than a physical gift, and you can always snap some photos at the party for a material possession later.
Alexa von Trobel also suggests carrying cash when you shop. We are less likely to spend money when we are paying in cash.
John Sileo: How Do I Proect My Social Security Number?
Even if you are careful online, you do still have to provide your social security number for instances such as school or a new job, which can instill fear in those worried about identity theft.First and foremost, John says not to be paranoid or have fear. Secondly, you can perform a credit freeze or a security freeze. This will lock down you social security number when you're not using it, so that financial identity cannot be used against you.
Dr. Ro Brock: How Do I Lose the Pregnancy Weight?
If you have in your quest to lose your pregnancy weight, Dr. Ro Brock suggests you do both physical exercise and dieting. She says the quickest way to lose weight is by cutting back calories.
"Whatever you were eating yesterday, start eating half of that today," Dr. Ro suggests. She says not to be afraid of leaving food on your plate.
To incorporate physical activity, she suggests walking more frequently, or doing an exercise activity that you actually enjoy and will stick to, such as dancing lessons.
Justin Klosky: How Do I Keep My Home Business from Taking Over My Whole House?
In order to keep your business separate from your home life, organizing expert Justin Klosky says that you need to designate an area in your home as your work place, and ensure that all work and materials stay contained in that one place. Besides keeping your house more organized, this will likely also help you focus more on your business-related projects.
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