Overview
You don't have to be an intellectual to understand what's a smart thing to do and what is a stupid thing to do, today -- the difference will be obvious. Unfortunately, they might not be clear to someone you care about. Confused friends are stressed friends, so if you want to help them relax, help them understand the situation from a different perspective. Share your insight, but don't tell them what to do -- just give them some new information. You'll be doing them a huge favor.