Overview
You spent quite a bit of your hard-earned money last month -- but it was Valentine's Day, and we all tend to get a little crazy around then. It's only surprising that you didn't get crazier and spend even more than you did. You've just realized that the one thing you didn't buy was something you really, actually need for yourself -- because the time just didn't seem right. Well, sit down with your pad and paper, and maybe you can work it out.
