Overview
If you're working on achieving your goals (and, of course, you always should be), then you need to cut out whatever -- or whoever -- is holding you back. So if you have friends who never seem to have any faith in you, then don't bother including them in any upcoming social plans. You don't need the negative energy. And if you have bad habits that are eating up your cash and causing you stress, you need to cut it out! Dig down deep, and find some self-discipline.