Overview
That deal that you think sounds too good to be true? You could be right. Just in case, examine your reasons for feeling panicked about not being able to plunk down your requested 'entry-level investment' immediately. Is it because you're genuinely interested, or because the person who's selling knows how to create anxiety? This goes for all matters, by the way, from personal to professional. When in doubt, ask for the opinion of someone you unconditionally trust.