Overview
Even if you feel pressured to spend more money today, avoid doing so. So what if friends feel like going out for an elaborate dinner, buying a new gadget or hanging out at the mall? Tell them to have fun without you -- you need to keep yourself as far away from shopping temptations as possible. Being tight with money is not a bad thing right now, and you are quite clever about figuring out ways to pinch pennies here and there. Use your creativity to save your cash!
