Overview
Money issues weigh heavily on your mind right now, although there's no reason to be nervous about it. You are merely more aware of the reality of your financial situation, which is a very good thing. The more accurate you are about where you stand now, the better prepared you are to get to where you need to be. So if you are feeling more thrifty or conservative than you usually do, this isn't a panic-based reaction to a shortage of funds. But listen to your gut.