Overview
Learn the difference between being cheap and being thrifty today. One is a short-sighted and mean-hearted attempt to save money, the other is a wise and fair-minded way to keep from wasting what you've worked so hard for. Your money is yours to spend however you wish, but do not skimp on the wrong things. Being a bad tipper isn't going to get you further ahead on your savings goal -- but it might get you some poor service the next time you go back to the restaurant.
