Overview
Numbers and math are probably going to trip you up today. So if you want to end up ahead, you're going to need to double check the change you get back at stores, review your new budget to make sure it is realistic, and try to avoid using your credit cards for a while. You need to have a real time understanding of the money you have to spend and the money you owe. It's too easy to rack up a bigger debt when you're not actually seeing your cash going away.