Overview
Despite the celebratory vibe to your life right now, this is not a good day to indulge. Not only will paring down your luxuries help beef up your rainy day fund, it will also give you a more accurate idea about what you really need to be happy. Making adjustments to your list of 'must haves' is tricky right now, but if you play it more conservatively, you will be better off. Skip your regular splurges and stay close to home -- expensive dinners out can add up quickly.