Overview
Of course you deserve a splurge or two now and then, but right now you should limit your shopping trips to only the essentials. Grocery stores, gas stations and the auto repair shop deserve your hard earned cash, but fancy restaurants, exclusive boutiques and electronics stores might not -- at least for now. Your bank account isn't as flush as you may think, and a quick review of your accounts could go a long way toward keeping you in a more economic state of mind.