Overview
Happiness has nothing to do with a paycheck, so if you think that getting a raise or winning some money will solve your problems, you are wrong. What you need to do is start focusing on the real root of your stress, not just on what would alleviate it. Sure, winning the lottery might help you wipe away all of your debt, but maybe just changing how you use your credit card would help solve the problem and ensure you never get in that situation again! Make the hard choice.