Overview
You may be on solid ground right now in terms of money, but it would not hurt you to conserve a little bit more. Cut back on some of your excessive spending and get more aggressive in your savings plan -- and if you don't have a savings plan, you might want to get on that today. Ditch your credit cards for a while -- they make it way too easy to spend way too much! You work too hard for every penny to let even one of them slip out of your fingers without a fight.