Much of the East Coast is still dealing with the aftermath of super storm Sandy and this will continue for the months and years to come. Last week, I talked about some great informational resources for people in the immediate aftermath of the storm. Now, I want to dive a little bit deeper into the ways you can avoid storm damage repair scams and work in harmony with your insurance company to get everything back in order.
Step One: Check with Your Insurer
You must check with your insurance agency before you:
- Begin to do your repairs
- Before you hire anyone
- Before you pay anyone
Ask your insurer to survey the damage and get your claims on file with them. During this process, you will need to know:
- What specific damage the insurance company will cover
- What the insurance company will pay and reimburse.
- You will also need to know the specific procedural process required.
- Will the insurance company need to approve a repair before you do it in order