While it may be nearly February it's never too late in the year to start New Year's financial resolutions. If you're like the majority of people you have a list a mile long of things to do, including some financial upkeep that you most likely put off. Start right with some easy steps to keep your finances organized.
- Get your free credit report and set up reminders (like on your phone or a google calendar) to stagger them throughout the year. The ONLY place to get an actual free credit report with no strings attached is annualcreditreport.com all those other sites are trying to get you to sign up for credit monitoring which isn't usually worth it unless you are planning on purchasing a house soon.
- Set aside time to go over your money goals by yourself or with your spouse. It's important to make measurable goals for your year. Whether it's waning to cut back spending so you can save more, or finding a house in your budget, you need to have a plan of action.