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    Blog Posts by Diva Toolbox

    • Divorce - the New Generation

      Dr. Dena ChurchillDr. Dena Churchill

      Divorce is just a word, the feelings and emotions placed upon this word and process have their roots based in the very constitution of our heritage. Laws of government , corporations, and many religious doctrines define marriage as the event that makes two separate units into one societal entity. The benefits to this "sacrament", as the Christian church refers, range from sharing of pension benefits and insurance to significant tax savings . If Christianity considers marriage a sacrament, then how is it that they define divorce?

      Throughout our recent history, the flux of opinion around divorce no doubt reflects the magnitude of personal emotion; changes in the status of family, friends and finances. It challenges our societal definition of family. In many countries divorce was even illegal for a significant period of time! It wasn't
      until the 1960 did Canada legalize divorce. Previously the only option in Canada to get a marriage dissolved was by an Act of Parliament with

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    • Style Tip: Is Your Sleepwear a Dream or Nightmare?

      Ginger BurrGinger Burr

      Do you really think about what you wear to bed or are you so ready to crawl under the covers by the time you get undressed that you throw on the nearest soft thing and jump into bed? I have found that sleepwear tends to be one of those wardrobe concerns that doesn't really register until you take a good, long look at what you are wearing for those eight (seven? six?) hours a day.

      Maybe it's perfect and you chose it with intention, or maybe it's the nearest thing that is frayed and faded but serves the purpose, so to speak. After a long day, we might not be too picky about what we put on after a long day and our bed is calling sweetly. As long as it's cozy on it goes.

      So, let's think about it now. What do you sleep in (provided you sleep in anything)? Do you give it much thought or do you throw on whatever is handy and clean? Believe me, I totally understand that nowhere is comfort more important than when you are sleeping. Would you agree? If you've ever been annoyed in the

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    • I Want a Partner, Not a Dependent

      CheriCheri

      Last summer a beautiful young woman came to me. She wanted to work with me to deal with some her demons that she felt was keeping her from letting go of her ex-boyfriend and moving forward to embrace true love and success. She is a gorgeous, talented and fiercely independent young lady from a wonderful family, yet she knew that she wanted professional support to create and allow her life and love vision. Her biggest challenges to letting go and letting new love in were jealousy and insecurity.

      Since I have not yet asked her permission to share her correspondence with me, I will not be using real names.

      Since working together, this lovely young woman has made some difficult life decisions, found peace within herself in regards to her ex, engaged in and ended a relationship that was not ideal for her, and is now dating a wonderful man. Here is what she has shared with me as she embarks on this new path of love.

      "We had a very ironic conversation last night pertaining

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    • Sudden Wealth – Now What Do You Do?

      $640 Million Dollars - that was the amount of the Mega Millions Lottery Jackpot this past week. From all accounts it appears there were three lucky winners.Image of Maureen CampaiolaImage of Maureen Campaiola

      The frenzy got me thinking about all the people who went out of their way to purchase a lottery ticket and from what I could gather, many people bought ridiculous amounts of tickets despite the fact that it didn't increase their likelihood of winning at all.

      What did you do?

      Did you go crazy, spending a small fortune on tickets in the hopes you would be the winner? How many hours did you spend day dreaming about your winnings and everything that you would buy with your new found wealth?

      Did you secretly believe you would win this money so your troubles would be solved? Then why is that 35% of lottery winners declare bankruptcy within 5 years of winning?

      There are four reasons people lose their sudden winnings. These losses are often the result of poor planning and being unprepared emotionally to handle

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    • Grab Attention with Contests and Giveaways

      Michelle ScismMichelle Scism

      Ready to add tens, hundreds or even thousands of new subscribers to your email list in a very short time? Then pay attention to today's way to build your email list because we're going to skyrocket your sign-ups with contests and giveaways!

      Everyone loves free stuff. Contests and giveaways can make even the most logical people do strange things - like visit your website obsessively, tell all their friends, and jump through numerous hoops, just to get a chance at winning the big prize.

      Blogs are a great forum for hosting contests or giveaways because they are the ideal place to build the community you need around an event to make it go viral. The biggest goal of any event of this type is to get as many qualified people entering as possible, which helps build exposure for your brand and build your list.

      So how do you get your contest or giveaway going?

      Let's look at a step by step plan:

      1. The prizes - What you give away is very important. The better the prizes the

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    • Make Hiring Managers Raving Fans of Yours!

      Rita RockerRita Rocker

      Following is my Clear Channel Radio interview discussing powerful steps to greater career success:

      1. What is the most important piece of advice you can give someone seeking a new career opportunity? Put yourself in the hiring manager's shoes. It's all about them! They will make decisions according to your manner of speech, attitude, mannerisms, overall image (how you will represent them to the world), energy (positive, negative, high, low) and amount of enthusiasm (or lack thereof). Do you sound positive, tired, enthusiastic, effective, confident? You want to show you have the kind of drive, work ethic and sense of urgency that will provide the best outcomes and services. These are all qualities that can make people become raving fans of yours!

      2. The younger generation, in particular, has been told by professors that appearance and outer image are not all that important. Does that immediate impression really make that much difference? That first impression is made in as

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    • 5 Tips for Conscious Spending

      One of the most important steps to grow money is to create positive monthly cash flow. This allows you to regularly put aside money that can be invested. Reducing expenses lacks the upside and excitement of increasing income, but it usually just involves a mindset shift, and not necessarily more work.

      Conscious and wise spending always make sense, and I prefer this attitude over cheap and frugal. During those leaner times in my life, I have found the following money mindset tips helpful.

      Look How Far You've Come

      Think about how much money you made earlier in your life when you earned less, and compare that to your current household monthly income. I know that I managed to live just fine on the income I had earlier in life; this thought empowers me.

      Recognize That It's Just Plain Fun

      Have an attitude that makes reduced spending a pleasure. As someone who loves the challenge of finding good value in anything, whether it's an undervalued piece of real estate, a company

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    • Want to See What Ticks Me Off Royally?

      Audra FordinAudra Fordin

      A woman just showed me a receipt of so called "maintenance" that was sold to her at another shop. She purchased the maintenance, but why did she do it? Because she felt intimidated and felt like she had no choice.

      Let me assure you ladies and gentleman, this is America and we do have a choice. If you look at your maintenance schedule-you know, that book buried underneath all of the junk in your glove box-you will know exactly what maintenance you need and when you need it. And if it's not in the book, the service technician better have a really good explanation of why you need to buy it!

      Here are just a few things that you might be offered that you really don't need.

      Fuel Injection Cleaning
      A fuel injection cleaning is not a bad thing. In fact, with the price of gas today, it's not a bad idea to clean the carbon buildup off of your fuel injectors. But you only need to do this around every 30,000 miles, not every six months.

      Gas Mileage Improvements
      Because the

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    • What's the Value in Knowing Your Values?

      Meredith LiepeltMeredith Liepelt

      Smart companies filter actions through a clearly-defined set of values. They do this because they know that there is a price to pay when they don't base business decisions on what's most important. Business moves quickly and it is so easy to get derailed or let external forces determine your business decisions. The sad result of this is that you end up feeling that your business has lost direction, meaning or purpose. Not to mention clients and customers.

      If you feel out of control, overwhelmed or just plain ticked off that you've committed to other people's priorities that aren't also your own, chances are you are not honoring your values. And your business - certainly your life - feels out of whack.

      So it's vital that you know what values are most important to you, because your values provide you with a way to filter business decisions. As a simple example, let's say you own a running and walking shoe retail store and you have running and walking clubs that meet weekly.

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    • Networking Not Working? Here’s Why…

      Monica ShahMonica Shah

      I hear many people complaining that networking is a waste of time.

      I simply don't agree. Networking was one of the top things that helped me build my company, and I wouldn't be where I am today without it.

      There is simply nothing that compares to going out and meeting people in person. And there is no amount of Internet marketing or social media that can and ever will replace it.

      If you are finding that networking isn't working for you, it's because you are probably making one of three grave mistakes (there's more mistakes you could be making, but these are the top three):

      1. You are ONLY looking for potential clients at events. You are going to events and looking around for your target market. Either you find one or two individuals or you find no one at all. You consider the event a failure.

      Here's the secret. You aren't going to networking events just to find potential clients. You are going to the event to connect with referral partners as well. Referral

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