We're only 10 days away from the much anticipated premiere of Harry Potter and the Deathly Hallows Part I, and I'm sure many of you fellow Harry Potter junkies desperately wishes the wizarding world was real. After all, imagine how convenient our lives would be if we had access to all the magic Harr
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7 Harry Potter Budgeting Tricks We Could Use
By SavvySugar | Work + Money – Wed, Nov 17, 2010 1:45 AM ESTSavvy Gift Guide: Time-Savers For Busy Professionals
By SavvySugar | Work + Money – Tue, Nov 9, 2010 9:14 PM EST
Time is such a precious gift, because it's a commodity that you can't buy . . . or so you think! I've found several gifts that will "buy" the recipient some time - they will be the perfect holiday treat for every busy professional. Check out this time-saving list that ranges from the budget-savvy to the lavish.Related Content:
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Read More »from Savvy Gift Guide: Time-Savers For Busy ProfessionalsPower Women Say Failure Isn't a Dirty Word
By SavvySugar | Work + Money – Tue, Nov 9, 2010 8:41 PM EST
Failure doesn't have to crush you, it can even make you stronger. It's OK to fail as long as you learn from it, CEO of VMware Diane Greene said last night at a Women 2.0 event. It's a line that I've heard from many powerful women: don't be afraid of failure. In fact, the queen of fantasy, J.K. Rowling, said in a Harvard commencement speech two years ago that "rock bottom became the solid foundation on which I rebuilt my life." You're only selling yourself short if you play safe your whole life because you're too afraid of making a mistake.
It's refreshing to hear this, because we've all been taught that failure is a dirty word, and we're mostly driven by our fear of doing something wrong. In fact, even science agrees with this - research from MIT says that we learn more from succeeding rather than failing. However, I don't think that's true for every scenario, and I think it's ultimately up to us to reap the benefits and learn from our failures. Sugar readers seemed to agree
Read More »from Power Women Say Failure Isn't a Dirty Word
Surveys have shown that money is one of the main causes of stress. The recession increased money woes for many of us - playing up our fears of joblessness or putting more pressure on us to make ends meet on a smaller budget. Although those in their twenties are known to struggle with uncertainty, personal finance is something that the younger generation can immediately start to take control of. Kimberly Palmer, author of Generation Earn and personal finance expert for U.S. News and World Report, shares several secrets to how young professionals can take a positive approach to becoming financially secure. Here are 10 tips from her new book:
- Don't skimp on what makes you happy: Whether it's a new pair of fall boots or daily java, the quickest way to destroy your budget is to make it impossible to follow. That's why you should cut the costs that don't matter to you, which might mean cooking more meals at home or living in a smaller apartment, while splurging (guilt-free) on the
With all the negative economy-related news out there, it's nice to hear a positive statistic. Turns out, online job demand rose to 4.4 million this month, aided by a gain of 113,700 job postings, according to data from The Conference Board. Employers are turning more toward the Internet to hire employees, so you need to be more tech-savvy and learn these tricks:
- Jazz Up Your LinkedIn Profile: LinkedIn is your new Rolodex and a great networking tool. Remember, your profile is pretty much the online equivalent to the 10-minute sell.
- Tips to Interviewing Via Webcam: More companies are turning to Skype to interview potential hires, because it helps them cut costs and save time. Shine at your webcam interview with this how-to guide for Skype interviews.
- Avoid Online Job Scams: Looking for a job can get pretty stressful, so save yourself some worry and learn how to avoid these sneaky online job scams with these simple tips.
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Don't Let These 7 Read More »from 3 Simple Tips to Getting a Job OnlineBang For Your Buck: Eat More Before a Buffet
By SavvySugar | Work + Money – Wed, Oct 27, 2010 8:43 PM EDT
Many people tend to skip meals before a buffet, just so they can chow down more food. In fact, in a recent Are You a Penny Pincher SavvySugar poll, 39 percent said they skip a meal before a buffet and 20 percent said they do that occasionally. Reader isahrangme disagrees with that mentality and shares her buffet tip:
Actually, you're supposed to eat before a buffet! just something small! If you don't eat at all, your stomach stays "small" and at the buffet, you don't end up eating much if you've actually prepared your stomach to "stretch" by eating earlier, then you can eat more! At least, that's what I've heard and this is actually how it works for me!
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Check Out All Our Read More »from Bang For Your Buck: Eat More Before a BuffetWatch Out: Bank Fees at an All-Time High
By SavvySugar | Work + Money – Wed, Oct 27, 2010 8:25 PM EDT
Fees are going up, up, and away, according to a Bankrate study that was released today. Consumers need to be aware of these fees, especially during the holiday season, a time when there is an increased amount of spending. Managing your money is going to be even pricier, so users will have to be more aware of their budgeting practices and keep an eye on the sneaky bank fees. Here are some of the increases you should watch out for:
- ATM fees: The ATM fees have risen to $2.33 from the previous year, an increase of five percent. If you're using an out-of-network ATM, you'll be charged an average of $1.41. That's seven percent higher than last year.
- Minimum balance requirement: Note: This applies to accounts that require minimum balances. This year, the average minimum balance requirement to avoid monthly fees in a noninterest checking account has risen to $249.50 from $185.75 last year. For the case of interest-bearing checking accounts, it has increased to $3,883.40 from
So You Want to Go to Fashion Law School?
By SavvySugar | Work + Money – Wed, Oct 27, 2010 8:14 PM EDT
Graduate schools are a great way to jump into another career or advance the one you have. I talked about the most common reasons to get a grad degree, but I'm going to take a step further and tell you more about what options are out there in my new school series.
Do you fancy yourself an Elle Woods from Legally Blonde? If law and fashion are both your passions, Fordham's new Fashion Law Institute which is backed by Diane von Furstenberg , may be the route you want to take. I talked to Susan Scafidi, founder of the world's first fashion law center, who told me more about the field.
SavvySugar: Is there a sense of stigma with fashion law?
Susan Scafaldi: I think there has been for a long time. The first several times that I taught a fashion law course, my first venture on my first day of class was the top 10 reasons not to take this course, and one of the reasons was you're going to have something called fashion law on your transcript, and you're going to have to go to
Read More »from So You Want to Go to Fashion Law School?Talking Career and Cupcakes With Kara Lind
By SavvySugar | Work + Money – Wed, Oct 20, 2010 8:47 PM EDT
All of us have a dream job we're secretly harboring. Readers recently shared their dream jobs, which inspired this new Savvy series: In Her Shoes.
Cupcakes are little treats that bring so much joy to the world and stomach, so it must be a dream to be surrounded by them all the time. That's exactly what Kara Lind of Kara's Cupcakes, deals with every day - cupcakes, cupcakes, and more cupcakes!
SavvySugar: Why is your job a dream job?
Kara Lind: It's a dream job for a variety of reasons. One, it's a dream job to be your own boss and see what you're creating and building. And two, it's a dream job in a sense that you get to be creative and figure out what you want the outlet, the cupcakes, to look like. The flavor, the plan, the whole sense of style value - so that for me is a dream job. It's just a creative outlet. And also a third part of the dream job is to create jobs for the people. It's been really great to have these employees. We now have 70 employees and you just
Read More »from Talking Career and Cupcakes With Kara Lind5 Ways to Make Budgeting (and Willpower) Fun!
By SavvySugar | Work + Money – Wed, Oct 20, 2010 8:28 PM EDT
Willpower is the poor schmuck that gets blamed every time we take a bite of that donut or regret that shopping spree. Maybe it is willpower's fault, maybe it isn't, but there is plenty of research that offers new solutions to improve your self-discipline, reports the New York Times. For example, if you see withholding your willpower as a fun task rather than work, you're more likely to stick with it. This means that if you're setting fun budgeting goals, you'll have higher chances of achieving them. Here is a list of some ways you can make budgeting fun.
- Put your plans to paper: Writing out your budgeting goals and how you want to reach them can be fun and will give you a sense of achievement. Remember to add include rewards along with the goals, so you'll have something to look forward to!
- Read personal finance blogs: I'm a personal finance blog junkie because I think that these blogs are providing a great public service by dishing up savvy advice in an
