ThinkstockBy Stacey Bradford I just received yet another phone call promising to reduce the interest rate on my credit card. While I'm savvy enough to know this is a scam, I have to admit I felt quite nervous after I hung up the phone. Not only did the con artist know my name, he also knew my home address, the current rate I pay on my MasterCard, and my general spending habits. When I wouldn't divulge any other personal information, the guy started yelling at me and threatened to cancel my account within the week. For the first time I started to wonder if I needed to take some action to protect myself.
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I decided to call my credit card issuer. I explained what happened and asked if I needed to put some sort ofRead More »from New Credit Card Scam to Avoid