Learn what to save-and spend-on with these smart shopping pointers. Photo by Adam G. Gregor/Alamy.
1. PLAY HARD-TO-GET FOR A BETTER DEAL
If your two-year contract is up, start paying month-to-month instead of renewing. Soon, a "retention specialist" will probably start calling to sell you a contract. "Say, 'I'm not ready, but what kind of discount can I get?'" advises Jeff, a former cell phone salesman in North Carolina who asked that his last name not be used. "They have deals we can't offer you in the store."
2. BUYING A NEW PHONE? SKIP THE STORE TO SAVE MONEY
Carrier websites offer exclusive online specials, says Jennifer Rosell, a Los Angeles-based district manager for Sprint. You'll need to wait for it to be shipped, but the money and time you'll save online are often worth it. For help setting up the phone, take it to a store where a salesperson will assist you for free.
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