By Deborah Goldstein
You've decided that 2012 is the year that financial worries, cranky kids, your boss-whatever or whoever is causing you grief-will not get the best of you. But how? Try meditation. It doesn't require much time and once learned, doesn't have to cost anything. It offers a respite from stress so effective it's even shown to relieve chronic pain. Shed any new-agey stereotypes you may have and check out this guide to the most popular forms of meditation.
You might not think of it as meditative, but it is. In fact, it's likely the most traditional and widely practiced form of meditation, so if you're religiously inclined, prayer might feel most comfortable to you. Your pastor, priest, rabbi or spiritual leader can offer ideas on prayers to do at home, but you can pray with your own words, as well.
"TM" requires little effort, making it a good fit for those who find concentrating difficult. It's even been used as