You've got a household superhero hiding in your pantry! White vinegar can be used for so much more than adding a little tang to salad dressings and dishes. Learn how easily this inexpensive vinegar can help you
In the bathroom
1. Kill bathroom germs. Spray full-strength vinegar around the sink and tub. Wipe clean with a damp cloth.
2. Tidy up a toilet. Pour a cup or more of diluted white distilled vinegar into the bowl. Let sit several hours or overnight. Scrub well with a toilet brush and flush.
3. Wipe off a dirty faucet. To get rid of lime buildup, make a paste of 1 teaspoon vinegar and 2 tablespoons salt. Apply to sink fixtures and rub with a cloth.
Related: Go green! 11 Cleaning products you can make yourself
4. Restore showerhead pressure. If your showerhead gets clogged with mineral deposits, soak it for 15 minutes in a mixture of ½ cup vinegar and 1 quart water.
5. Unclog drains. For a natural, nontoxic way to clean clogged pipes, pour one cup of baking soda, followed by
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You've got a household superhero hiding in your pantry! White vinegar can be used for so much more than adding a little tang to salad dressings and dishes. Learn how easily this inexpensive vinegar can help youRead More »from 45 Surprising Uses for Vinegar
1. Gather income records By the middle of February, you should have received all the forms documenting last year's income, including W2s and 1099s from your employers and clients, as well as 1099-INT forms from banks documenting interest earned on your accounts (you need to report interest even if it's just $10) or additional income from side projects. If you received any unemployment checks last year, you must document that income as well, so keep an eye out for a 1099G from the federal government.
- If you are missing any forms, keep in mind that it's your responsibility to retrieve them. You usually can access account interest forms (1099-INT) through the bank's website.
2. Collect receipts and decide if you can itemize. Although filling out a 1040EZ tax form is simple, you'll often come out ahead if you can deduct expenses that add up to more than the standard deductions ($5,800 if you're single; $11,600 for married couples filing jointly). Some examples of typicallyRead More »from Five Ways to Maximize Your Tax Refund
- All You Magazine | Shine Food – Fri, Mar 9, 2012 2:07 PM EST
Little mistakes count! Who would think something as innocent as a $5 library fine or one late mortgage payment could leave a mark on your credit score? Don't let seemingly minor slipups derail your financial future. Learn how to fix eight common errors now so they don't harm you later.Read More »from 8 Minor Money Mishaps that Cost You BIG
1. You carry a small credit card balance
HOW IT HURTS: If you stick to making minimum monthly payments on a balance of $3,000, it will take 18 years to pay it off (assuming a 15 percent interest rate). In that time, you will have spent $3,229.26 in interest!
Financial Fix: Break the minimum payment habit
Reexamine your budget to see if it's possible to put extra money towards your debt. If you can stop using your card, take out a personal loan from a bank or credit union; their rates tend to be lower than credit cards. Also, check your monthly statement, it tells you how much you need to contribute monthly to settle your balance in three years.
2. You pay your mortgage bill past the grace period
Want to learn just how the Extreme Couponers save so much? We hit YouTube to see what coupon enthusiasts can teach us about a key couponing strategy: doubling.
First up, Stephanie from Couponing 101 outlines the basics you'll need to get started, including how to inquire about doubling at your local store.
Related: Common coupon myths that are costing you MONEY!
Then, Nathan from Frugal TV hits his local Kroger to explain how much he can double and the bargains he scored.
Did you know you can tell whether or not a coupon doubles just by looking at it? Learn how to spot these valuable coupons quickly with more tips from The Lemonade Connection and Stockpiling Moms!
Remember: Check your local stores' policies before shopping.Read More »from Learn from the Pros: How to Double Coupons
Have a tight budget? Save money by using items you already have on hand that will do the same job, for less.Read More »from Save Your Cash! 23 Products You Don't Need to Buy
1. Wall filler: You can use white toothpaste to fill in errant holes in your walls. As long as the walls are painted white, the toothpaste will blend right in.
2. Scuff remover: To get rid of scuff marks, rub the inside of a banana peel over silverware, leather shoes and leather furniture. Wipe with a soft cloth. Be sure to test on a small, inconspicuous section first.
3. Wallpaper cleaner: Soft chunks of crustless white bread will get smudges off wallpaper and wipe away fingerprints and other grime.
Related: DIY your way to savings--cleaning products you can make yourself!
4. Drain cleaner: Sprinkle 1/4 cup baking soda in the drain, followed by 1 cup vinegar. Let sit for 15 minutes, then flush with a pot of boilng water.
Related: Get 45 MORE ways to use vinegar around the house.
5. Blind duster: Use an antistatic spray on blinds to keep dust from piling up.
We've found over 33 great freebies you can get online. From text messaging to movies, learn to get every-day items for absolutely free!Read More »from 33 Things You Can Get for Free
1. Free Financial Planning: Mint.com
The cost of a financial planner is typically from $150 to $250 per hour. Mint.com takes your banking information and compiles a financial profile so you can keep track of your spending, saving and more. The site also gives advice on getting a new credit card, negotiating lower interest rates, allocating your investment portfolio and other money matters.
2. Free Music: Pandora.com, Spotify & Last.fm
If you can deal with the occassional commercial, these sites (and an app) allow you to play music based on your personal tastes. Spotify, which is an app that can be downloaded onto your computer and phone, plugs into your Facebook account and lets you see (and hear) what your friends are listening to.
3. Free Tax Help: irs.gov
People with low to moderate incomes ($49,000 and less), military families and folks age 60
Videos by actual couponers can be great tools for both those new to couponing and those just looking to boost their skills. And let's be honest: couponing can be confusing!
Even if you're a pro, there's a lot to learn from real people who love to save as much as you do. We've compiled several videos explaining a fundamental strategy: how to stack coupons.
If you're already watching (or making!) savings videos, let us know in the comments below.
Kitty from Coupon Divas breaks down stacking at Target, Walgreens and Publix
Learn about Kroger's policy from Cindy of Happy Homemaker
Related: 8 Hidden Coupons You Could Be Using
Olga from Grocery Coupon Network on where to find store coupons
Sure you know to freeze bread and fruit but are you using your freezer to it's full potential? Expensive ingredients like cheese and fresh herbs do surprisingly well in the freezer-if you've got the know-how. Cut back on frustrating food waste and stop throwing your money in the trash with this list.Read More »from 8 Surprising Foods You Can Freeze
1.Cheese: You can freeze many hard or semi-hard cheeses, such as Cheddar, mozzarella, muenster, provolone, Swiss and Parmesan. They may become crumbly after you thaw them, so plan to use them in cooking rather than to slice or place on sandwiches. Wrap cheese tightly in plastic wrap and place in a freezer bag for up to 4 months. Thaw in the refrigerator and use within a day or two of thawing.
2. Milk: Unless you know you'll use a whole container shortly after thawing, it's best to freeze milk in smaller portions. One-cup or pint-size portions are convenient. Freeze milk in freezer-safe containers or in well-sealed freezer bags - but be sure to include some extra space, as milk expands
Take small steps to revamp your grocery buying habits and cut over $100 from your monthly grocery budget in just four weeks