They're two of your most prized possessions, so you should keep your engagement ring and wedding band as shiny and sparkly as possible. Here is everything you need to do to keep your engagement and wedding rings safe and in good condition so you all can live happily ever after.
Insure Your Ring
Considering your engagement ring's sentimental--and monetary--value, you'll want to make sure it lasts a lifetime (if not several). First, insure the ring: Add a jewelry rider to your homeowner's or renter's insurance, or take out a separate policy with a specialty insurer like Jewelers Mutual. Familiarize yourself with the fine print; some policies will cover theft but not "mysterious disappearance," and others may not reimburse repair costs.
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What You Need to Insure Your Ring
You'll need to provide a description of the ring--its cut, carat weight, and metal--as appraised by a certified independent jeweler. Submitting a close-up photo of