(ThinkStock Photos)Real talk: Giving isn't always better than receiving. That's especially true when you spend more than you expected. Despite the rash of holiday discounts, hidden fees and fine print policies can end up adding to your expenses without you even knowing it. But in the frenzy of gift-gathering, who wants to harp on the details? That's what Consumer Reports is for. This week, the retail watchdog released its list of companies that are "naughty or nice" when it comes to holiday shopping. Their round-up offers insight into some of the secret costs of being Santa-like. Hint: they're not exactly nice.
1. Restocking fees. Several electronic stores try to offset or reduce the cost of exchanges by adding hidden deductions on returns. Consumer Reports singles out CompUSA for charging up to 25 percent of the purchasing price on any products "the retailer decides doesn't meet its criteria." What that means is if you purchase a laptop for $700, the store may deduct $175 if your recipient tries to
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