We know you're not a conformist - and that applies to everything from your style to the way you live your life and spend your money. So, who says you have to use a credit card?
Sure, these cards have their advantages. They help you shop online, lend you money in a crunch, and - if you use them responsibly - improve your credit score. But, they also have their drawbacks. They tempt you into high debt compounded by a raised interest rate, can ruin your credit score, and your number could be stolen from a store's website and used by hackers.
It's no wonder, then, that some people refuse to touch credit cards. Others don't qualify for the plastic because of a bad credit history (or a lack of credit history altogether). If you fall into either of these camps - or just want to explore your options - there are some interesting alternatives available to you. A surprising number of them, actually, will serve all of the functions of a typical credit card, from Read More »from Do You Really Need a Credit Card?