7 Ways to Celebrate Christmas on a BudgetChristmas carols are playing, there's a nip in the air (well, except here in Florida where it still feels like summer), the scent of gingerbread and eggnog fills the air, and lights are twinkling on trees and houses everywhere. There's no denying that Christmas is in the air. But the tight budgets that many of us are on this year can put a real damper on Christmas spirit and cause a lot of stress, wondering how we're going to be able to shop with limited finances. I've compiled a few tips below to help take the stress out of holiday shopping and to stretch that holiday dollar just a little bit further.
1. You Can't Always Get What You Want
Make sure your children understand that the holidays are not about getting everything they want. Explain the deeper meaning of Christmas/Chanukah/whatever you celebrate. Take them to, and participate in, holiday activities at your place of worship so they understand just why you're celebrating.
Related: 7 ways to shorten your holiday gift list
7 Ways to Celebrate Christmas on a BudgetChristmas carols are playing, there's a nip in the air (well, except here in Florida where it still feels like summer), the scent of gingerbread and eggnog fills the air, and lights are twinkling on trees and houses everywhere. There's no denying that Christmas is in the air. But the tight budgets that many of us are on this year can put a real damper on Christmas spirit and cause a lot of stress, wondering how we're going to be able to shop with limited finances. I've compiled a few tips below to help take the stress out of holiday shopping and to stretch that holiday dollar just a little bit further.Read More »from 7 Ways to Celebrate Christmas on a Budget
- Jessica Ferri | Work + Money – Wed, Dec 12, 2012 12:46 PM EST
Long waits result in frustrated passengersAs we all know, air travel has become a nightmare, from long security lines to flight delays and it's only worse at the holidays. Though it's easy to blame the airlines for everything that goes wrong, the quality of passengers has also declined, according to a new tell-all book, "Tales from the Tarmac."
Self-published by Claudia Helena Oxee, "Tales from the Tarmac" has already received a good deal of publicity, with a write-up in the Los Angeles Times and PRNewser. Oxee worked in airline ground operations in major airports like JFK and for airlines like TWA and Pan Am for 16 years.
“Once, a passenger of considerable size, a bride, stampeded the gate area in her complete wedding gown attire, tiara and all,” Oxee writes. “After asking her to change into comfortable clothing for her overseas flight, she boldly refused and demanded an upgrade using locker room profanities.” Another passenger demanded a ticket to Germany in spite of the fact that heRead More »from Former Airline Employee Shares Rudest Passenger Behavior
- Astrology.com FinanceScopes | Work + Money – Wed, Dec 12, 2012 12:40 PM EST
Aries (March 21 - April 19)
Everyone should have a fair shot at success but not everyone in the world is as fair-minded as you are. You have to deal with some ugly realities today but it's nothing that will hold you back -- for long. Get around this roadblock ASAP.
Today's Aries Reading: Free Sample Karma Reading
Taurus (April 20 - May 20)
Aesthetics are important, but they're not the end-all and be-all, so keep things in perspective. You can't spend money on looks if it's not in the budget, even if you think it will eventually boost your bottom line. Pretty things up in ways you can afford.
Today's Taurus Reading: Free Sample Friends and Lovers Reading
Read More »from Astrology.Com Daily FinanceScopes -- Thursday December 13, 2012
Gemini (May 21 - June 21)
Your brain is almost completely filled with thoughts of the tasks of the day, but be sure you leave a bit of space available for those unexpected bolts of
- Babble.com | Work + Money – Wed, Dec 12, 2012 10:25 AM EST
The actual U.S. government has issued an official statement declaring that the world is not going to come to an end on December 21. The rumors are based on the idea that the ancient Mayan calendar ends on December 21, 2012. Except, I remain a little concerned that the end of the world is nigh, although not because of the Mayan calendar. It's because when I take a look at the stories I've covered over the last year, I become more convinced that humanity itself is far too horrifying to continue on. Take a look at these 10 news stories from the past year, and see if you aren't a little concerned yourself for the state of the world: - By Joselyn Gray
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Read More »from 10 Alarming News Stories from 2012 that Prove the Mayans Were Totally Right
- Refinery29 | Work + Money – Tue, Dec 11, 2012 9:38 PM EST
By Leila Brillson, Photographed by Atisha Paulson, Refinery29Read More »from How Much Should You Tip Over the Holidays? Our Guide
.Tipping isn't a city in China and it's certainly for more than just cows, but during the holidays, our general 15- to 25-percent rules are thrown into a tizzy. Who gets a gift? Is giving cash insulting? With so many different, complex relationships in our lives - our barristas often act as therapists and confidantes - how much is enough? We linked up with Tessa Baker at Lifehacker to chat about holiday extras, and whether or not to give the old greenbacks, or a more personal gift.
1. Every Day Relationships: Cash
Your old, faithful doorperson. That mail carrier who gives you a friendly wave. The superintendent who really helped you out over Sandy. All of those people deserve to be thanked during the holidays, but common etiquette is a sliding scale: You don't have to tip everyone equally. Those who have helped you plenty in the past should get a heftier tip than those who you rarely see. The more they have helped you, of
- Babble.com | Work + Money – Tue, Dec 11, 2012 4:17 PM EST
How To Finish Your Holiday Shopping in a Few Hours (Yes, Really!)You know all those people who are like, "Oh, I'm so enjoying the season because I'm completely done with all my holiday shopping." I hate those people. Also, I want to be one of those people. I want to be completely finished buying, buying, and always thinking about what I need to be buying so I can just sit back and actually enjoy the most wonderful time of the year. And actually, now that we can so easily shop in our pajamas, it's not even that hard to do. So let's do it. Let's be those people. Let's finish our holiday shopping in a few hours. Here's the plan.Read More »from How to Finish Your Holiday Shopping in a Few Hours (Yes, Really!)
1. Assess the situation
This may seem obvious because it's a good first step for any list. In other words, it's a tried and true first approach. Think about everyone you have to buy things for (your child, your child's teachers, your nieces, your sister-in-law, your mailman) and then think about what you already have (new things, probably not used things) in your house to give (that Lego birthday present you never gave that
- CNBC | Work + Money – Tue, Dec 11, 2012 1:32 PM EST
By Paul O'Donnell, CNBC.comRead More »from Nature or Nurture? Why Women Don't Save for Retirement
The good news coming out of this year's "New Retirement Mindscape City Pulse Index," an annual survey conducted by Ameriprise Financial Services, is that women are more confident about their retirement prospects: two thirds of affluent women consider themselves confident or somewhat confident about being comfortable in retirement.
The bad news, said Suzanna de Baca, vice president of wealth strategies at Ameriprise, is that women "shouldn't be feeling this good."
In the survey of 10,000 affluent,middle-aged Americans, women lagged behind men in nearly every category of retirement planning. Only 44 percent contribute to a workplace retirement plan and 42 percent are investing for retirement on their own. Slightly more than half of men do both. Less than 20 percent of women know how much income they'll need when they retire, the survey found, compared with 28 percent of men.
According to another recent study, by the Employee Benefits Research Institute,
Finding out you're pregnant with twins is exciting and joyous. But it can also be overwhelming, especially when you begin to consider the cost of raising twins. While there are certain expenses you simply can't avoid - your children need clothes, right? - there are definitely ways you can cut the cost of raising multiples. Here are a handful of ways to save money with twins: - By Aela Mass
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Read More »from 7 Easy Ways to Save Money when You Have Twins
- Woman s Day | Work + Money – Mon, Dec 10, 2012 3:17 PM EST
couple talking about moneyBy MP Dunleavey
You're well aware money talks, but did you know it also pays off to talk about money? Find out how to have a constructive conversation about finances. Photo by Getty Images.
WHAT'S THE PAYOFF?
Healthier family finances and less relationship strife
WHY YOU SHOULDN'T AVOID IT
While talking about money is stressful, not talking about it leads to even greater conflict, which is why money issues are a top source of marital misery. Getting financially in sync can help you work together toward mutual goals, which will make you both happier.
1. Agree to Have a Real Conversation
Most couples "talk" about money in a drive-by style-as they're deciding to buy something, when the bills come in, or when there's not enough cash on hand for something one of you feels you need. You open a credit card bill and the next thing out of your mouth is, "You spent how much? You need to be more responsible!" These little money bombs can be hurtful andRead More »from Top Tips for Talking About Money with Your Husband
Holiday AppsPreparing for the holiday season can be overwhelming. There are gifts to buy, cards to mail, decorations to choose and more. Save time and avoid stress by having an app-y holiday with these top 5 holiday apps:
1. Google Shopper (iOS and Android) Find a gift for your loved ones and save on shopping time and money with this free app that pulls in information on more than a million products. Scan the barcode on items or find them by cover art, voice, or text, then compare local and online prices. Stumped on gift ideas? The app shows weekly sales and popular items of the week. You can also add things to a shopping list and share it with friends.
2. Christmas Gift List (Android) and The Christmas List (iOS) These apps are no-brainers when it comes to organizing your shopping list and funds. You can create a list with a per-person budget and share it via email, or twitter. Both also mark gifts purchased and keep stats on money spent and total budget and have password protectionRead More »from 5 Top Holiday Apps
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