The crisper the bill, the better.Holiday shopping season is almost here. If you've looked at your bank account lately wondering how the heck you're going to afford gifts for everyone on your list, we've got a sweet money saving solution for you: head to the bank and trade in your wrinkled, worn cash for crisp new bills.
By Natasha Burton
Okay, yes, that might sound a bit weird, but according to the Journal of Consumer Research, the crisper the bills in your wallet are, the less inclined you'll be to spend them. In a number of studies, consumers were given either shiny new bills or worn out ones, then they were asked to complete various, shopping-related tasks.
Related: Sneaky Stuff His Body Language Reveals
Those who had the worn bills were more inclined spend their cash than those who had newer money. Not only that, people were more likely to break a worn bill to get rid of it than they were to pay an exact amount using crisp bills. (Crazy, right?!)
Researchers believe that the appearance of money can influence
The crisper the bill, the better.Holiday shopping season is almost here. If you've looked at your bank account lately wondering how the heck you're going to afford gifts for everyone on your list, we've got a sweet money saving solution for you: head to the bank and trade in your wrinkled, worn cash for crisp new bills.Read More »from The Easiest Way to Save Money—Ever
- Astrology.com FinanceScopes | Work + Money – Wed, Nov 14, 2012 2:03 PM EST
Aries (March 21 - April 19)
You may be filled with adolescent hope and giddiness today -- or not. Whether things seem brand new or old hat, you're handling them ineptly! Try to be as sensitive as you can be -- your wallet depends on it.
Today's Aries Reading: Free Sample Chakra Reading
Taurus (April 20 - May 20)
You're tempted to take a bit of a risk today, although you don't see it that way. Just because someone else is doing something with their money doesn't mean they are making a wise choice, even if they have made good money in the past. Anything short of your own research is a gamble.
Today's Taurus Reading: Free Sample Past Life Reading
Read More »from Astrology.Com Daily FinanceScopes -- Thursday November 15, 2012
Gemini (May 21 - June 21)
You're inspired to make a difference in your community -- but how? Money should be your first consideration. You can find more people willing to open
By Lori Garcia, GalTime.com Editor
10 things you never knew about money! Interesting facts about U.S. currency
Sure, you use cash every day, but how much do you really know about the almighty dollar?
I'll tell you what I know, there's a president on each bill. Which president graces which denomination? Hmm...good question….can't say that I know that. Oh, money's green; I know that too.
As long as I'm being honest, the majority of my experience with cash involves not having any - isn't that what debit cards are for?
Regardless of whether or not you carry the green stuff, cash bills or "notes" as the Federal Reserve Bank calls them are seriously interesting (and valuable) pieces of legal tender. Not only is cash the simplest way to purchase the stuff we use every day, Federal Reserve notes have a rich and fascinating history.
Let's take a look at 10 fun facts about money brought to us the Federal Reserve.
10 Things You Never Knew AboutRead More »from 10 Things You Never Knew About Money
As parents, putting family first can make us feel like our own interests and hobbies are pushed to the backburner. However, sometimes you meet a mom or dad who carves out time to pursue their passions - and make a living from it, to boot. Others don't just make a living - they make it big! Click through for 7 parents who made it big while living their dream on Etsy: - By Amy Levin-Epstein
MORE ON BABBLE
Read More »from 7 Parents Who "Made It" on Etsy
woman textingBy Marlisse Cepeda
Speed plus convenience makes texting the go-to option for on-the-go conversation. In fact, over five billion messages are sent per day! While a text message may be more casual than a phone call or an email, texting whatever, whenever, to whomever has consequences. These seven do's and don'ts are definitely worth keeping in mind. Photo by Thinkstock
DO keep it brief. A text message should be two to three sentences tops, says etiquette consultant Jodi R. R. Smith, president and owner of Mannersmith. Had a great date last night and want to divulge the details to your gal pal? Consider your friend's phone screen size before you text her a novel. The text fitting in one message on your phone doesn't necessarily translate to a single, neat note for a friend who uses a different carrier. Lengthy texts sent from a Verizon phone to a Sprint one, for example, can get divided and sent as back-to-back messages. How long is too long? Most phones have a smallRead More »from 7 Rules of Texting Etiquette
- Astrology.com FinanceScopes | Work + Money – Tue, Nov 13, 2012 11:56 AM EST
Aries (March 21 - April 19)
You're beyond due for a renewal of some kind, but it's slow in coming. You'll have to hang in there for another day -- with the understanding that new growth is just around the corner. Make due with the status quo for now.
Today's Aries Reading: Free Sample Daily Grind Reading
Taurus (April 20 - May 20)
Investing is not a popularity contest. In fact, you don't want to jump on the bandwagon today. Finding the one wallflower is worth all the time it takes, so use as much time as you need to weed through the numbers.
Today's Taurus Reading: Free Sample Celtic Love Tarot Reading
Read More »from Astrology.Com Daily FinanceScopes -- Wednesday November 14, 2012
Gemini (May 21 - June 21)
You may have deep pockets, but if your money is scattered all over the place, it's not very effective. Try to concentrate on a few things, or even one, today and you'll find you are able to
There is a man selling his last name. He's ready and willing to take whatever last name YOU assign to him, for the right price. The bidding starts at buymylastname.com.
This isn't so strange if you know the man, James Sadler (or whatever you or any other winning bidder chooses for him to use through 2013). He's already had three last names, as his mother apparently married, remarried, and remarried again until this year's divorce. There might be some other circumstances, but at least a couple of marriages and divorces seem evident.
It's not as though Jason Sadler's name is worth nothing. He has a byline in the media outlets that carry his work, including the Wall St. Journal, Entrepreneur.com and more. So, you get a whack at your company name - or any other name you choose to associate with him - being on everything he publishes, along with his verified Twitter account, Facebook and the litany that is his social media presence.
I love this guy.
Not because he'sRead More »from Are You Your Last Name?
- GALTime.com | Work + Money – Tue, Nov 13, 2012 10:59 AM EST
By GalTime.com Consumer Watchdog Mary Schwager
Hurricane Sandy: Helping the victims
Tips for donating to legitimate charities and relief organizations
As the East Coast recovers from Hurricane Sandy, many charities are eager to come to the rescue. With so many organizations working to raise relief funds, the IRS announced that they are expediting applications from hurricane relief groups trying to earn nonprofit designation.
With so many groups raising money for hurricane relief efforts, how can you be sure you're donating to a legitimate charitable organization?
The IRS says a good rule of thumb is to contribute to established charitable organizations, including churches. Established organizations administer relief programs more efficiently than newly formed groups due to their existing fundraising and distribution infrastructure. If you're curious about a charity that has contacted you, or you want to contribute to relief efforts, check out the Federal Emergency Management Agency (FEMA) and the U.S.Read More »from Before Donating to Hurricane Relief Efforts, Read This!
Back-to-School ShoppingThere will come a day in your life when will have to go back to school shopping for your kids or siblings. These tips are definitely going to come into play then. Using our simple five tips you will find it easier to shop and get the most bang for your buck.
Look for a Sale
Saving is never bad, especially when it is time to shop for stationery which is quick to disappear. Try to find a store that offers sale or attractive deals that can help you save money and get more for less. Big stationery stores often have 'buy one get one free' and other such offers on stationery. Try to find such a store to save money and shop quickly.
Leave Kids at Home
If possible, try to find someone who can keep an eye on your kids when you go out buying school supplies for them. This is because when you go out with your kid, the chances are that they will insistRead More »from 5 Back-to-School Shopping Tips for Everyone
BonusIf you're like most people, you're thrilled to receive a holiday or end of year bonus from your employer. When you spend a few minutes with your calculator, though, your bonus may suddenly seem less attractive. If you're not careful, you can lose more than a quarter of your bonus in taxes, and you may end up in a higher tax bracket to boot. Take the time to do the calculations carefully before you decide to accept a bonus from your employer. This information will make it easier to budget the money you'll be receiving if you accept the bonus.
How Does the IRS Identify Bonuses?Read More »from When You Should Say No to a Bonus
Before you make a decision about accepting your bonus or turning it down, it's important that you understand how bonuses are taxed by the Internal Revenue Service (IRS). The IRS sees bonus income in a separate income from your wages. A bonus is classified as "supplemental" income and is taxed at a
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