• 7 Ways to Save Money on Books

    7 places to save money on books7 places to save money on booksI am an avid reader. Fiction, non-fiction, chick lit, YA - I devour it all, on a daily basis. I've been called a bookworm for as long as I can remember, but I've been living frugal for nearly as long!

    That means I can't rush to the store every time one of my favorite author's releases a new book. Not that I don't try now and then - Amazon pre-orders kind of rock my world. I usually hit the library.
    I have to carefully track due dates, so we're not spending money on late fees, but it's the perfect solution to my book problem. I can get a giant stack of books to last me for weeks, and it doesn't cost me a thing!

    Here are a few places to save on books.



    The libraryThe library
    1. The library
    Of course, your local library is the first place you think of when you want to read without spending money on books. Watch for special fundraising or shelf-clearing sales where you can purchase books of your own at discount prices.


    Yard salesYard sales
    2. Yard sales
    Sift through your neighbor's yard sale items to find low priced reading

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  • Mark Zuckerberg may be the face of Facebook. But Sheryl Sandberg can take much of the credit for the company's success. As chief operating officer -- and the self-described "grownup" in the room -- she was also the highest-paid employee at the social networking site. Her salary and stock awards last year: a cool $30.87 million, putting her on pace to be one of the wealthiest self-made women in the world once the company goes public.

    Sandberg, who's second in command at Facebook, is often not just the grownup in the room, but also the only woman, which she finds mind-boggling. As she told an audience at TED in Washington, D.C., "One hundred and ninety heads of state; nine are women. Of all the people in parliament in the world, 13% are women. In the corporate sector, women at the top, C-level jobs, board seats, tops out at 15-16%. The numbers have not moved since 2002 and are going in the wrong direction."

    Sandberg, however, is moving in a trajectory that goes straight up: She

    Read More »from Meet Sheryl Sandberg: Facebook's Highest-Paid Employee



  • Aries (March 21 - April 19)
    It's not a day when things come easily, but it's not a day of complete impossibility. Even though it may take more time, energy or money than usual to accomplish your tasks, don't put them off for another day. Put your shoulder into it.

    Today's Aries Reading: Free Sample Karma Reading


    Taurus (April 20 - May 20)
    You're already ten steps ahead of everyone, including yourself. Tripping over yourself is nothing new, and neither is seeing the unintended consequences of others' actions. Acting on the information is.

    Today's Taurus Reading: Free Sample Astro Identity Reading


    Gemini (May 21 - June 21)
    Challenge yourself to follow through on your big ideas or plans. You have talked or thought about them long enough, and it's high time you made them a part of your reality. It's easier than you
    Read More »from Astrology.Com Daily FinanceScopes - Friday February 3, 2012
  • SCAM ALERT !

    This is an e-mail that comes up in almost everyones e-mail that states that you can get you credit report, for free, thru SCORESENSE.COM. They charge you one dollar for a processing fee for a seven day "free" trial. At NO TIME do they tell you when to cancel this, or even to cancel this if you don't want it. Then they charge you 29.95 a month without your knowledge. They charged me not once but twice on one day for a total of 51.90
    . The person I contacted this about was very rude when I asked for a supervisor and even yelled at me ! So, I waited them out when I was put on hold, talked to the supervisor, and am "supposed" to get my money back within 3 business days. PEOPLE...PLEASE DO NOT FALL FOR THIS SCAM !!!! I probably will not see that money again and will have to put this down a costly lesson learned. You can get a credit report anytime, once a year, for free thru the credit bureau.


  • A most interesting fact was revealed a few weeks ago when a couple of retired correctional officers met for lunch and chatted a little bit about the job and significant problems related to the job inside our prisons. The matter of facts during these discussions were not only interesting but very relevant to improving the performance of our officers who depend on others with experience to guide them through the difficult times and show them, mentor them or train them in the correct manner. After it was all said and done we all recognized at least one common factor that could in fact enhance or improve an officer's performance and the agency's standpoint in their battle to fight frivolous litigation in this business. Thus we all agreed that one such focal point was good report writing for correctional officers and other staff inside prisons. It appears that we have not moved forward a bit in this area in the last few years and some even feel we have lost ground in the importance of

    Read More »from Report Writing for Correctional Officers
  • To some, the word "networking" conjures up ideas about stale meetings, a dry chicken entrée, or a room full of strangers where you feel completely out of place. Palms sweating and a head filled with negative thoughts, you enter the meeting thinking of ways to make a quick exit and get on with your "real" work.

    I know these feelings well having been the person described above. I am an introvert at heart who can turn on extrovert qualities when necessary, I learned a few things along the way. As a former amateur figure skater and theatre performance minor and with hundreds of performances under my belt, I am quite accustomed to being in front of groups of hundreds and thousands. However, entering a conference room filled with people I don't know and stack of my business cards in my purse used to really get my knees knocking! But I kept doing it because somehow I knew it would be helpful to my business. What I didn't realize is how much it would also help me personally. I

    Read More »from Networking Discoveries from an Introverted Entrepreneur
  • So you got laid off, now what?So you got laid off, now what?Whether the unthinkable happened or you're just curious about what to do in case it does, these moves will help keep you sane when things get crazy.

    By Korin Miller

    We were floored when we heard the news that The X Factor's host and half of the judging panel had been laid off. Even though the new reality show had good ratings, Nicole Scherzinger, Paula Abdul, and Steve Jones were given the ax with apparently no warning.

    Related: 3 Signs You Could Be Canned

    Unfortunately, their situation isn't unique. The unemployment rate is at 8.5 percent-better than it has been in the last three years-but some companies are still downsizing. That said, we're not trying to freak you out. But just in case the unthinkable happens, we want you to be prepared. If you're handed a pink slip, take a sec to spazz in private and then make these moves to cover your butt.

    1. Ask For Severance Pay
    Usually when you get laid off, it's not because of anything you did or didn't do; it's because the company just

    Read More »from 5 Things You Should Do Immediately After Getting Laid Off
  • Mitt Romney wins the 2012 Florida primary.Mitt Romney wins the 2012 Florida primary.Here's the latest in political news so far this week:

    Romney wins Florida

    Mitt Romney won the Florida primary on Tuesday with more votes than Newt Gingrich and Rick Santorum combined. In his speech after the votes were tallied, the former Massachusetts governor took aim at President Barack Obama rather than the other GOP contestants. "You were elected to lead, you chose to follow, and now it's time to get out of the way," Romney said. He took 47 percent of the vote; 32 percent went to Gingrich, 13 percent voted for Santorum, and 7 percent voted for Ron Paul. Exit polling showed that Romney led among seniors and Hispanic voters, while Gingrich was the favorite of evangelicals, Tea Party voters, and those who self-identified as "conservative."

    Colbert's SuperPAC hits $1 million

    As of Monday, Comedy Central's Stephen Colbert's political action committee -- "Americans for a Better Tomorrow, Tomorrow" -- has raised $1,023,121.24 in donations. "I'm rolling seven digits deep!" Colbert told

    Read More »from Political Roundup: Romney Wins Florida, Colbert Raises $1M, Obama Holds an Online "hangout"
  • Live your life free of debt! Live your life free of debt! If you're trying get out of debt, surround yourself with people who have been there. I've found inspiration in friends and bloggers who talk openly of their journey to debt freedom. They share money saving ideas, budget tips, and moral support as I work to eliminate our debt.

    When I reached out to a few bloggers who have conquered their own debt, I asked each of them how they did it. Everyone - without exception - mentioned Dave Ramsey and his debt snowball program.

    Related: 7 steps to a better budget this year

    This is not new information, really. Total Money Makeover is one of my favorite budget books. But, these amazing women have provided the motivation I need to read it again. And, work harder at getting it done!

    I am pleased to introduce you to 3 awesome women who are now living debt free. Each story is a little different - no one gets there quite the same way - but they've all taken on the debt monster and won!

    Cherie Lowe Cherie Lowe
    Her Royal Highness, Cherie Lowe
    The Queen of Free lives with her

    Read More »from How to Get Yourself Out of Debt: 3 Women Share Their Stories
  • The city of Hoboken, New Jersey just denied a shooting permit to MTV that would have resulted in a Snooki and JWoww-centric spinoff of Jersey Shore. Hallelujah!

    -Lucia Peters, BettyConfidential.com

    Snooki and JWowwSnooki and JWoww

    Citizens of Hoboken, New Jersey, breathe a sigh of relief: Your illustrious town has denied MTV a permit that would have allowed them to shoot a Jersey Shore spinoff starring Snooki and JWoww on your lovely streets. Thank goodness! Dodged a bullet there, didn't we?

    According to NJ.com, Hoboken Mayor Dawn Zimmerman shot down an idea proposed by Jim Bianco of 495 Productions for a reality show we can safely assume is the aforementioned hypothetical Jersey Shore riff. A document sent from the City of Hoboken Local Film Commission to 495 Productions described the project as Bianco (who, by the by, is Jersey Shore's head of production) proposed it:

    "He explained that this is a 'reality based' series of programs that would require about 700 hours of film to produce a single hour of

    Read More »from Hoboken is Safe: No 'Jersey Shore' Spinoff for Snooki and JWoww

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