People mean well, almost all the time. And when you're sad, people say things that are meant to help. Motivational speakers build entire careers out of these well-intended, but meaningless phrases that end up on posters and in general conversation. When I was at a low point in my life, the future seemed rather bleak. I had no job, I had credit card debt of over $20,000, and I didn't know what to do. I considered moving back in with my parents, only they were a hundred miles away, and I knew my life was meant to be lived in my own city. The economy was awful, my roommate situation was less than ideal, and I was at a loss. My friends tried to help. They'd say things (some listed below) that were meant to cheer me up. But they never cheered me up. Instead, they made me angry. At myself, at my friends who I thought clearly didn't understand what I was going through, and at my prospects. We've all been there. We know it gets better. Click through for 7 common career tips that are actuallyRead More »from 7 Common Career Tips that Are Actually Terrible
,If you are traveling for business or for pleasure, the cost of a rental car can be outside of your budget if you are not careful. Luckily there are ways to get a great vehicle when you need it without spending a fortune.
Here are 7 ways to get a great rental car affordably:
Book in Advance
Last minute reservations may cost you so if you can book early, do it. Some companies will take advantage of your desperation for a vehicle and charge you extra for a last-minute reservation. You may also get stuck without any options for a vehicle and end up with a gas-guzzling SUV when you only needed a fuel-efficient compact.
Cover the Basics
It can be tempting to rent that top of the line sports car for a week but if you are working with a limited budget, opt for the most affordable vehicle available. Since you are only using the vehicle on a temporary basis, you can do without the bells and whistles in an effort to save money.Read More »from Compact Costs: 7 Secrets to Saving on Rental Cars
Related: 10 money-saving tips for families on a
- Babble.com | Work + Money – Fri, Sep 27, 2013 11:28 AM EDT
The NCAA has taken a bit of beating over the past couple years. The clumsy organization has stumbled into one blunder after another. In fact, it has gotten so bad for the NCAA that several of the collegiate conferences have been open about a potential abandonment of the NCAA - something I would support if all FBS level college programs were allowed to come along for the ride.
It has only been three years since it was revealed that schools attempted to buy the services of Cam Newton by paying his father significant sums of money. Buying the services of players isn't allowed under NCAA rules, but in Cam Newton's situation the NCAA found that it was not a violation for a son's father to shop his son on the college football market. We can't forget the sanctions levied against Ohio State for the players little ring of getting free tattoos in exchange for memorabilia and their coaches subsequent attempt to coverup the scandal. The penalties? A one year ban from postseason play, aRead More »from A New Low: The NCAA Reduces Penn State’s Penalties
- Astrology.com FinanceScopes | Work + Money – Thu, Sep 26, 2013 12:54 PM EDT
Aries (March 21 - April 19)
Beware of all the usual pitfalls -- overeating, overspending, whatever it is you do to combat stress. You could even fall off the wagon with the best of intentions; someone may cook you a meal too good to resist or otherwise tempt you to stray.
Today's Aries Reading: Free Sample Chinese Luck Prosperity and Longevity Reading
Taurus (April 20 - May 20)
You're feeling blessed in all the areas that matter most in life. Money may be tight, but as long as you can sit around the table with friends or family and share even a simple meal, you count yourself as one of the lucky ones. Be the first to make a toast.
Today's Taurus Reading: Free Sample Numerology Portrait
Read More »from Astrology.Com Daily FinanceScopes -- Thursday September 26, 2013
Gemini (May 21 - June 21)
You're feeling pinched financially but you're not down for the count just yet. Lesser beings would be bickering and backstabbing under today's condition, but you're quite confident you can work your way out of this tight squeeze.
- Babble.com | Work + Money – Thu, Sep 26, 2013 12:05 PM EDT
If you have to commute a distance to work each day, the associated costs can really add up at the end of just one week. The cost of gasoline can easily become overwhelming so it is important to do what you can to keep commuting costs within your budget. However, there are things you can do to cut those costs down, and we've got a list of them right here. Behold! 7 ways to commute without a huge price tag:
-By Anna Jones
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- Babble.com | Work + Money – Thu, Sep 26, 2013 11:59 AM EDT
I've been forced to face some hard truths lately, and one of them is the fact that I am clueless about keeping on top of my family's budget. You'd think I'd be better at it; after all, my husband and I are both self-employed with semi-irregular incomes - clearly if anyone needs to stay on top of budgeting, it's us. We've gotten into a pretty typical paycheck-to-paycheck cycle, and we're now attempting to break that bad habit. So I've been seeking out sound financial advice from friends that are doing it better, and I got a great tidbit from a commentor on my blog: basically, the goal is to earn enough so that 50% of our income goes to regular expenses, 25% to less regular expenses and entertainment, and 25% to savings. So, with that goal in mind, I set out to find some tools to help us get a handle on our spending. Here are 7 great money management apps I'm going to give a try - and all but one are free!
-By Cecily Kellogg
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- Redbook | Work + Money – Thu, Sep 26, 2013 11:15 AM EDT
There's nothing more satisfying than watching your cash reproduce. We found six easy ways to grow your savings, starting with as little as $70. By Sandy M. Fernández, REDBOOK.Read More »from 6 Surefire Ways to Turn You Extra Money into a Whole Lot More Dough
Where to start
It doesn't happen often, but every once in a while life drops a little windfall on my family. In the last few months, for example, my husband stumbled into an unexpected work gig and I signed up for AirBnB and snared a rental. (Enjoy our home, Inga!) Back when our finances were shakier, what to do with any newfound wealth was obvious: We needed an emergency fund, plus there was credit card debt to slay. But these days we're pretty much on track-even with our retirement and college savings funds-so we allow ourselves the luxury of asking: How do we get the most out of this moola? You could always put money in your IRA or a CD, but are there ways to get creative and reap an even bigger benefit? Indeed, there are, and along the way you'll actually have some fun.
Related: 25 Lazy Ways to Save Money
OfficeWhether you're in a cubicle or corner office, ensure that your work space telegraphs major mojo with these basic decorating rules from fashionista turned pro interior designer Cindy Greene.
TIP 1: Splurge on organizational accessories. A neat desk suggests you've got all your bases covered-even if you don't. Invest in a matching desk set for all your loose pens, papers, and clips. (Search SeeJaneWork.com and Pinterest for fun finds.)
TIP 2: Ditch the conventional desk. Instead, opt for a stainless-steel worktable sans drawers. (Stash your stuff in those spiffy desk accessories we suggested you invest in!) The sleek look works best in large communal spaces. (Try BluDot.com or JaysonHome.com for options.)
Related: 5 Secrets of the Highest-Paid Women
TIP 3: Visually toot your own horn. Line up every award, certificate, and framed photo taken with a VIP on a single shelf, above eye level, ideally a few feet below the ceiling where they're certain to be seen by visitors. They'llRead More »from 4 Ways to Spruce Up Your Cubicle or Office Space
- Allure Daily Beauty Reporter | Work + Money – Wed, Sep 25, 2013 3:22 PM EDT
by Lexi NovakRead More »from Newsweek's New Dress Code Demands “Natural Color” Hair
photo: Horst P. Horst When it comes to office dress codes, I'm totally on board with no midriffs, sweat pants, or micro-minis (which should probably be barred in every other public space, too, but that's a different discussion). But after purchasing Newsweek last month, it seems IBT Media has made a few excessively strict modifications to the company's "International Business Times Employee Handbook," specifically about hair.
See more: Best of Beauty 2013: Cheap Thrills
According to excerpts from the handbook published on Politico, "hair should be clean, combed and neatly trimmed or arranged. Shaggy, messy, and neglected hair is not permissible regardless of length. Also, well-groomed, business style hair of natural color is required."
I get it, you want your employees to have access to a shower and use it regularly, but let's not get all haterade and incidentally discriminate against certain types of hair. Based on these guidelines, it looks like shaggy bobs, or shags "regardless of
- Babble.com | Work + Money – Wed, Sep 25, 2013 12:22 PM EDT
It can be so easy to go crazy on party preparations for your child, but it makes a lot more financial sense to keep things simple. Some families spent almost obscene amounts on money on their childrens' birthday bashes - whether with hundreds of presents at home or renting out airplane-hangar sized party locals for blow-outs with the entire grade. Kids parties have become notoriously competitive, but ultimately your only goal should be making your child happy and creating memories to last a lifetime. Click through for 7 genius was to save money on your kid's birthday party! -By Anna Newell JonesRead More »from Save the Date: 7 Genius Ways to Save Money on Your Kid's Birthday Party
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