- Selling Old Items When it came time for me to get myself out of debt, I had to think of ways to not only eliminate extra spending, but I had to come up with ways to also bring in more money. By selling my junk, I was able to pay off my debt far faster than I had originally hoped to.
A quick look around your own home may reveal some great sources of income if you can bear to part with stuff you no longer want, need, or use.
1. Cellphones and ElectronicsRead More »from 7 Items You Already Own Just Waiting to Be Sold
The old technologies you no longer use can be sold for cash. Recently I upgraded my iPhone 4s and got the iPhone 5s by simply selling my old phone back to my cellphone company. While I technically didn't need the latest and greatest phone, I was able to get a new phone for free just by doing what essentially amounted to a trade-in! My old phone was worth $299 and the new phone was $299, so I didn't have to pay a single cent to get the new phone. I had no idea cellphone companies "paid" that
- Astrology.com FinanceScopes | Work + Money – Mon, Feb 24, 2014 12:32 PM EST
Aries (March 21 - April 19)
You're using someone or something rather shamelessly -- so don't act so surprised when you discover it's mutual. You may find you've paid much more for what you thought was the deal of the century, or otherwise got the short end of the golden stick.
Today's Aries Reading: Free Sample Daily Grind Reading
Taurus (April 20 - May 20)
There's a lot to be said for knowing the purpose behind what you do, even if it's only as simple as making money. Who says putting food on the table is a shallow goal? Keep working toward it, and the loftier ones will follow.
Today's Taurus Reading: Free Sample Karma Reading
Read More »from Astrology.Com Daily FinanceScopes -- Tuesday February 25, 2014
Gemini (May 21 - June 21)
You're trying to make an origami swan out of a round piece of paper. The good news is that you have a pair of scissors and you're allowed to use them. The bad news is, you have to trim off quite a bit to make this work. Is the final result worth the effort? You won't know unless you
- Babble.com | Work + Money – Fri, Feb 21, 2014 5:58 PM EST
A post that I wrote last month on Babble about how my fiancé and I are saving $75,000 got a lot of attention. It seems that everyone was focusing on that number, and I understand. That's a lot of money. And it's true that it wouldn't be possible to save that much on my own (since that represents all of my income if I hit side-hustle goals).
But that doesn't mean you can't save more than you do. Here's the thing: everyone can benefit from saving money instead of spending it. Naturally, there are fixed costs, but if you can consistently make car payments and you're never behind on your mortgage, you can save $5,000. Here's a step-by-step process on how to save. It's not too late -- get started today!
Note: I picked $5,000 somewhat arbitrarily, but this method can be scaled to saving $10,000 or more. Follow this method, and see where it will take you!
Step 1: Automate
Treat savings like a bill you need to pay every month.Read More »from Save $5,000 This Year -- It’s Easier Than You Think!
- The most common -- but avoidable! -- cover letter goofs.
By Marina Khidekel
We all learn from our mistakes - but do you really want your cover letter for your dream job to be the place you make them? Even the tiniest errors on the crucial first-impression-making document could get you overlooked for the job you really, really want. Unfair? Maybe. True? Definitely. As deputy editor for Cosmo, I've read through hundreds of cover letters in the course of hiring junior and senior editors and tons of interns. And when I talk to friends who hire for other types of industries, it becomes pretty clear that these are the most common - but avoidable! - cover letter goofs. The more you know, right?
1. Messing up the basics. I've gotten more than a few cover letters from applicants who make basic spelling and grammar errors - including spelling my name wrong. I've also gotten an alarming number of letters addressed to the wrong person, or even the wrong magazine. To a hiring manager, thoseRead More »from 5 Cover Letter Mistakes You'll Never Make Again
- Babble.com | Work + Money – Fri, Feb 21, 2014 2:50 PM ESTSex and the City The year 2004 was a momentous time for me: I visited Mexico for the first time, got married, and on February 22, Sex and the City ended. I still remember the last scene now: The Source featuring Candi Staton song "You've Got the Love" bellowing up as Carrie swung her Manolo bag and giggled on the phone to Mr. Big, who we just discovered was in fact named "John." I could barely see, I was crying so much. I was saying goodbye to four dear friends who I had grown to love over the past few years. Carrie, Samantha, Charlotte, and Miranda had dated the same idiots I had; had stared at a silent un-ringing phone along with me; had attended so many friends' weddings wondering all the while where our "The One" was.
My fandom knew no bounds: I even gathered friends together to hold a "Trash or Treasure" party based on a Charlotte quote where she discovered a couple who had met after being discarded by their dates. "What is one woman's trash is another's treasure," she cooed. Sadly, out of a
- Astrology.com FinanceScopes | Work + Money – Fri, Feb 21, 2014 11:50 AM EST
Aries (March 21 - April 19)
It's time to admit you're lost! Your finances have been moving listlessly or in the wrong direction for long enough. There's no shame in asking for directions, literally or for whatever else has you befuddled. Speak up.
Today's Aries Reading: Free Sample Numerology One-Year Forecast
Taurus (April 20 - May 20)
Don't be tempted by fool's gold, Taurus. You certainly wouldn't be the first prospector taken in and you won't be the last, but if you keep your wits about you, you can sidestep the scam altogether. Look for telltale clues.
Today's Taurus Reading: Free Sample Extreme Makeover Tarot Reading
Read More »from Astrology.Com Daily FinanceScopes -- Monday February 24, 2014
Gemini (May 21 - June 21)
You lean heavily on your source of inspiration today, from a muse to a quote to a piece of scripture or even the bottom line. Your motivation needs constant attention to keep from slipping into the doldrums, so keep at it like you're tending a fire on a soggy day.
- Why Season 13 Has Me Falling Back in Love with American Idol
I was once a very passionate American Idol watcher. I loved the idea of a national talent search that showed the entire process, from awkward auditions to painful contestant elimination rounds to the wonder of "Hollywood Week." My interest in the show began to fade around Season 5, mostly because the front runner of the show completely annoyed me. It happens. I returned for Season 6, but I just could not get over the Sanjaya situation. Season 8 I watched the final couple of weeks but only because of Adam Lambert. Wow.
Then American Idol and I stopped seeing each other.
It might have had something to do with the shift in the judges. With the addition of Kara DioGuardi as a judge for Season 8, there were four judges, and that was exhausting. Season 9 had Ellen DeGeneres and no Paula Abdul. While Ellen was a cool energy to have on the show, it wasn't enough to have me tune in. Then, the unthinkable happened, Simon Cowell left the show. How could there be an American Idol withoutRead More »from 9 Ways "American Idol" Sucked Me Back In
- POPSUGAR Smart Living | Work + Money – Thu, Feb 20, 2014 4:02 PM ESTSource: Don't Toss Your Flowers! DIY This Rose Petal Lip Balm
Did your special someone get you a gorgeous bouquet of roses for Valentine's Day? Put the petals to good use and make a lip balm that's so pretty and does an awesome job keeping your pucker soft and hydrated. You only need a few ingredients to mix together this soothing balm, and the recipe makes enough for you and a friend. Along with making a special homemade gift, the rose petal lip balm would also make a cute hostess or bridesmaid present, if you have an occasion coming up.
- 1/4 cup beeswax
- 2 tablespoons coconut oil
- 1 teaspoon olive oil
- 1/4 cup crumbled dried rose petals
- 1/2 teaspoon vanilla extract
- 1/4 teaspoon honey
- Small heatproof bowl
- Small saucepan
- Small sealable containers
- Measure and add the beeswax, coconut oil, and olive oil in a small heatproof bowl and place it over a small saucepan filled halfway with water, creating a homemade double boiler.
- POPSUGAR Smart Living | Work + Money – Thu, Feb 20, 2014 3:56 PM ESTSource: 10 Simple and Smart Ways to Cut Your Electricity Bill
A good way to cut down on your spending is to gradually target different expenditures. Lowering your energy bill is a nice place to start: not only is it a monthly expenditure, but you can also do some good for the environment. Here are some suggestions for reducing your electricity usage and costs.
- Unplug when not in use. Even when they're not in use, your electronics can still eat up electricity as long as they're plugged in - yes, even chargers that aren't connected to anything. There are many items we don't think about unplugging, including microwaves, digital picture frames, and more. Even though the power lost by these "vampire" electronics may not be much, everything adds up.
- Use a power strip. Get a power strip, and try to plug as many electronics as you can into it. That way, it won't be as arduous to individually shut off or unplug each appliance. You can turn them all off with one flick of the switch or
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