tweens and money management For elementary-aged children, money lessons are something that should not be avoided. While young children do not need to understand all of the goings-on concerning household income, they can and should learn age-appropriate lessons that will carry through adulthood if properly reinforced.

The 'tween age group, those who are not yet teens but still tend to spend a lot of money due to the large amounts of marketing being thrown their way these days, can learn many things about money to help prepare them for their years ahead. If parents are not teaching kids how to be responsible with their money, no one else is really doing that job for them. High schools and even colleges do not often cover the basic financial foundation lessons people need to know for the rest of their lives. Starting while kids are still young and impressionable can help instill habits that will help them manage their money more effectively in adulthood.

Parents also need to stay on top of their own financial

By Louis DeNicola, Cheapism.com

It seems that every month the official job report tells a different story. First it's all bad, then we're slowly climbing out of the recession, then there's a retreat. For all the back and forth uncertainty, the simple fact is you need a steady income to sustain yourself, and your family.

For many people these days the temp agency is a surefire way to land a job, even if it's part-time or short-term. For employers facing ambiguous economic signals, temporary workers provide the necessary labor without the cost of benefits or the complicated process of letting someone go if work dries up.

If you're shying away from a temp job while continuing your search for a fulltime position, don't. Here's why you should consider pursuing both routes simultaneously.

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1. They're working for you. Temp agencies, also known as staffing agencies, respond to the needs of their paying customers -- the companies

Gordon Ramsay, right, with Samy and Amy Bouzaglo during last week's episode of Kitchen Nightmares. (Photo: YouTube)It was a  "Kitchen Nightmares" first. In the latest episode, celebrity chef Gordon Ramsay got so fed up he refused to help a pair of restaurant owners, Amy and Samy Bouzaglo, of Amy's Baking Company in Scottsdale, Arizona, salvage their business.

Also on Shine: 15 Secrets Your Waiter Won't Tell You

In spite of the episode's predictable "trainwreck" outcome, the couple proudly promoted it on their company's Facebook page in April before it was shown on television. When the episode aired on Friday, a storm of social media criticism ensued—and the feisty Bouzaglos fought back.

Also on Shine: Employees Dish on the Restaurant Items You Should Never Order

After finding a freezer filled with packaged ravioli and a bakery case displaying "homemade desserts" that were actually bought elsewhere, Ramsay struggled to stop the combative couple from cursing out the customers and taking away their servers' tips. Finally, he got up and walked away, saying, "I can't help people who can't help themselves."

family trips on a budgetThere are many families today that have nixed the idea of a family vacation because of the expense. Those living from one paycheck to the next are often hard-pressed to justify time away from home but with the stresses of everyday life, families need a break from reality to recharge their batteries if only for a few days. There are many ways to make a family vacation both fun and affordable. Even if you plan a weekend road trip to locations close by, you can still benefit from getting away from it all and spending quality time with your spouse and kids. Here are 5 tips for a more cost-effective, family-friendly trip.

1. Drive There
There are likely many locations within a 2-3 hour drive of your home you can plan to visit. If traveling with young children, that length of time may be all they can reasonably handle. Plus you can save on gas by staying relatively close to home. Don't overlook off-the-beaten path locations either. You don't have to go with a high-priced travel agency to

Can Your Sun Sign Handle a Job Promotion?
You've earned the promotion you've been working toward for ages, and now it's time to step into your new role of greater responsibility. But, can you rise to the occasion -- and above potentially envious colleagues -- to make the most of your newfound success? Assuming a leadership position comes more naturally to some Sun signs than it does to others.

The two signs who will stride most confidently into a promotion are Leo and Capricorn. Leo adores being looked up to, and they'll relish the chance to be above the common crowd; in fact, they'll truly come into their own with higher professional status. Capricorn will ignore any digs from co-workers and simply get on with the job -- with their mind focused on their next move up the ladder!

Scorpio has always been one of the top signs for military leadership because they're so determined and resourceful. They'll rise to the challenge and do well -- just beware of anyone whose spiteful remarks get under their skin. They certainly won't

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