Healthy Living

Tuesday, February 9, 2010

Do you budget for exercise?

Yesterday, my friend Lindsay and I discussed her new found love of Kettlebell classes. Her love for these classes are rooted in the mere fact that they ‘kick her butt.’  Kettlebells are traditional Russian cast iron weights that look like cannonballs with handles and they are used for total body conditioning workouts. The 'bells' vary in size and weight, accommodating students with various levels of fitness.

Lindsay has been taking these classes for only about a month and has just decided to invest

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in a second package of classes. Apparently, she deliberated a bit over this decision, as each class costs, on average,  $18.00. She admitted that her decision to fork over the mullah required her to reevaluate her expendable cash, and as a result, she gave up cable television. Seems like a fair trade, right? I guess it depends. In Lindsay’s case, she really doesn’t watch much television, so it really didn’t phase her. However, if she was a TV hound, it probably would have been a heavy hit to the heart.

Similarly, when my husband and I were considering purchasing our condo a few years ago, we factored the cost of exercise into our decision. The building had a gym, which was fully included in our maintenance fee. Further, the gym was relatively robust, offering a decent amount and variety of cardio equipment, free weights and nautilus, not to mention, a lap pool. We felt the maintenance fee was a bit on the hefty side, but we rationalized that we were technically saving about $100 to $200 a month because we didn’t have to pay for two gym memberships.

Okay, great. So in essence, we didn’t really have to sacrifice. Or did we? Here-in lies the wrinkle: Our gym doesn’t offer anything other than equipment. It is completely a “Do it Yourself” type of facility, with no services or classes.  So, if either of us want to partake in classes, it is an added expense to our budget.

To be honest, for the better part of three years, this didn’t really bother me. In the last six months, however, I’ve started to feel the pain. For the New Year, I have resolved to start incorporating serious flexibility training, such as Yoga or Pilates, into my exercise regimen.  And now, I am faced with the dilemma of paying potentially $100 - $200 a month to do so (I've done the videos and haven't felt that they have been very beneficial). So much for my $100 - $200 dollars in savings!

So, is it worth it? Do I spend the $100 - $200 a month on classes? Do I cough up the bucks, or what? On one hand, it is really difficult to rationalize this added monthly expense. After all, we have a great gym right at home. On the other hand, I have to say, it is definitely worth the sacrifice. Whether or not this seems to make sense to you, my husband and I have come to realize that the convenience of the gym in our building, in actuality, is worth WAY more than just a gym membership. Here’s why: convenience:

  1. The gym is NEVER closed
  2. The gym is NEVER 'out of the way'
  3. We NEVER have to drive or spend money on gas to get to the gym
  4. We NEVER have to lug gym clothes to and from work
  5. We NEVER have to shower in nasty gym showers
  6. We NEVER have an excuse as to why we CAN’T exercise

To me, these qualities are priceless. Having the ability to conveniently exercise regularly is like having a health insurance policy: The more we exercise, the more likely we will be healthy.  The more healthy we are, the less likely we will have to spend a lot on medicine or medical bills (knock on wood).  Therein saving more money in the end.

All of this made me wonder: How do we evaluate what is an appropriate amount of money to spend on fitness? What sacrifices are we willing to make, especially in these times of financial hardship? If a choice needs to be made, some individuals may forego traditional gym memberships in lieu of packages at studios that offer high-quality, specialized fitness classes and programs. On the other hand, individuals may choose to take mediocre yoga and/or pilates classes because they value the variety that a full gym has to offer. Lastly, there are people like Lindsay who will give up a 'nice to have something' so that they can pay for the fitness classes they love. In the end, it seems most of us sacrifice something to stay fit.

So, my question to you is, what are you willing to give up for fitness? Further, what do you find most important in evaluating the worth of your purchasing decision around memberships, classes, etc.?

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Comments 1-10 of 13
  • LoriFB's Avatar
    Posted by LoriFB Fri Jan 2, 2009 12:39pm PST

    As an employee of the local hospital, I receive a slightly reduced fee to the Wellness Center that is located behind the hospital. It comes out of my paycheck so that I never really feel like I'm paying for it and it's close to work and home. I pay for myself, husband, and daughter. However, this deduction completely wiped out my twice-monthly manicures, which is about all the 'me' time I ever got. I try now to make it to the gym alone and enjoy a quiet swim or 15 minutes in the hot tub in sheer silence. My family is really reaping the benefits though.

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  • mighty_mouse's Avatar
    Posted by mighty_mouse Fri Jan 2, 2009 1:31pm PST

    exercise class costs are way out of line, my opinion.

    hopefully this horrible economy will put the costs back down to where they should be.

    if the costs don't go down, these businesses will suffer or go out of business, and rightfully so.

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  • jmpmaher's Avatar
    Posted by jmpmaher Fri Jan 2, 2009 5:05pm PST

    I have a treadmill, a bike and a bowflex. I'm completely satisfied having my little gym in my basement. No monthly costs, no excuses and at my convenience. The benefits of daily exercise are countless. My grandma always said, "If you have your health, you have everything." So you just need to find a way to meet your fitness needs.

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  • msladydeborah's Avatar
    Posted by msladydeborah Fri Jan 2, 2009 6:46pm PST

    Yes I have exercise in my budget. I refuse to remove it because it is one of my honest necessities and pleasures.

    I am a member of the YMCA in my hometown. The cost for that membership is reasonable. The end results are fantastic for me.

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  • BronzeBeauty's Avatar
    Posted by BronzeBeauty Fri Jan 2, 2009 9:54pm PST

    I had to get right out of a membership at a gym i had just joinedwhen i had to relocate for the jobb/c they had no centers here. I was just about to join a Bally's when i discovered FitTV on Time Warner cable that runs just about 24/7. I love the belly dancing called Shimmy and the namaste yoga and total body sculpt plus i"m saving a bundle!!

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  • Compulsive Writer's Avatar
    Posted by Compulsive Writer Fri Jan 2, 2009 11:07pm PST

    I have belonged to a gym for years now, and while I realize it is costly it is needed for me. I go to a gym near my job, so I make my workout part of my job. Something I have to do wether I want to or not. Not everyone has the luxury of owning a home gym, nor does everyone wants one. I like the fact that I can utilize their equipment without having to worry about the equipment upkeep. Exercise is needed and should be budgeted into your account and life. If you want to pay for it fine, but you shouldnt feel bad in doing so.

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  • Imelda's Avatar
    Posted by Imelda Sat Jan 3, 2009 10:40am PST

    i do cardio kickboxing at a martial arts studio which runs me $89 a month for a year. yeah its' a lot more than a typical gym membership, but they offer classes twice a day, it's a small community and it's the only form of exercise that i really enjoy. i even kept it up during the time i was out of work for 6 months 2 years ago because there are some things i choose not to cut. if i wasn't working out at that time, i would have gained weight and gone crazy being out of work. plus i have to have someone telling me what to do ... i have a very difficult time working out on my own.

    we all have our priorities especially this time around and my health is something i will do everything to maintain, even if it costs me a chunk of money a month. it will benefit me in the long run.

    i also walk and do yoga via dvd and at a studio i won a gift certificate to (10 classes).

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  • NO's Avatar
    Posted by NO Sat Jan 3, 2009 11:13am PST

    gyms are waste of money, i purchased some free weights for strenghth training, a treadmill for rainy days, good pair of sneakers and run mostly outside. i am in best shape ever. for practically no money at all!

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  • kathym's Avatar
    Posted by kathym Sat Jan 3, 2009 1:12pm PST

    I have a "mobile" if you will, Yoga studio. I teach at several rented spots (churches, town centers) as well as several corporations/businesses, schools, etc..I have FINALLY realized I will not be able to leave my "real" job, as I had hoped to have done by now. However-gotta tell ya- I only charge $9.00 a class or if you sign for a 10 week session at two classes a week- it's $7. a class. Not making any real money- BUT- My repeat students are actually happy and excited to come to class.There are a few really high end studios near me-and they are really great- but the average person (like me) cannot afford $17.00 a class-especially if you want to go a few times a week. The best thing about attending a class is the group interaction and friendly faces- gives me and my students more motivation to keep going. Maybe someday I'll have the "STUDIO OF MY DREAMS"but right now- after expenses I probably take in about $600. a month for myself. Enough for the extras and I still keep up my training and have met great people. Where this is headed is that it DOES cost way too much money for the average person to attend fitness classes. Yeah- you can do the videos- but I myself have stopped to answer the phone, petered out, whatever. It's more fun and it's more motivating in a class. Sad world huh? Should not cost money for fitness fun.My dtr.lives in Canada and almost all employers pffer a fitness incentive. Good old USA.

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  • __A_YAHOO_USER__'s Avatar
    Posted by __A_YAHOO_USER__ Sat Jan 3, 2009 3:13pm PST

    Your friend can honestly get just as good of a workout with kettlebells at home. All she'd have to purchase is the bells. Our garage is full of kettlebells from the 13lber to the 88lber (not for me..for my husband), and that's where we work out. I LOVE working out at home, so I guess that doesn't have to be included in my budget, but I still wouldn't remove it, even if it were. :)

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Comments 1-10 of 13

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