It’s hard to imagine what life was like before the Internet. Yet as wonderful as it is to have so much information so readily available, it can be overwhelming. Take “grocery coupons,” for example. Type that into Google and you’ll get 19 million results. Search “budget” at Yahoo and up pop 1.25 billion options!
To narrow the field, here are 21 websites to help you save—I’ve even included a couple of great coupon sites, so you won’t have to sift through all those Google results.
Save Money:
1. Shop Local
Wouldn’t you love to have the weekly ad for lots of stores in your
community (electronics, clothing, shoes,
furniture, home and garden)—all indexed, organized and updated
for you? That’s exactly what you’ll find at ShopLocal.com. In
just minutes you can assess what’s on sale, and who has the best
deal this week on the items you need.
2. Mommy Savers
Not just a treasure trove of coupon codes, printable coupons,
freebies and bargains, MommySavers.com is
also a comprehensive site that provides the support moms need to
live the frugal life. Its informative articles, e-books and Web
videos provide a wide variety of money-saving tips on topics such
as grocery shopping, decorating, family
road trips, garage sales and clothes shopping. The twice-yearly
“Forget the Joneses” boot camp gives members practical steps for
creating a budget and living within their means.
3. The Bargainist
If all you want is a simple, reliable listing of the hottest
online bargains, sales, coupons and freebies, then Bargainist.com is for you. Recent Bargainist
sightings: 40% off Citizen watches at Amazon.com, $10 tanks and
tees at Eddie Bauer, up to 70% off at American Eagle plus free
shipping. No need to join, register or pay a cent. Just check back
often—the site is updated several times each day.
4. The Coupon Clippers
Choose exactly the ones you need at TheCouponClippers.com, one of the nation’s largest
online grocery coupon clipping services. Founder Rachael Woodard
has more than a million national-brand and
restaurant coupons in her warehouse and shipping center at any
given time. You can order coupons today and for just a small
handling fee of a few cents per coupon plus a 50¢ administrative
fee per order (there’s a $3 minimum) and postage, have the coupons
in your mailbox before week’s end. Last time I checked, I could get
a $1 coupon for Coca-Cola for 20¢ and a $1 DiGiorno pizza for
12¢.
Get It Free, Swap, Rent:
5. The Freecycle Network
Think of Freecycle.org as the nation’s biggest swap meet— where
no money ever exchanges hands. It’s organized into local groups in
many communities in the U.S., and members trade items within their
communities. Want to find someone to come and pick up items you can
no longer use and just want to get rid of? This is the place. The
best thing about Freecycle: It keeps furniture,
toys, appliances and many other goods out of landfills and gets
them to places where they can be used and enjoyed. Go to Freecycle.org and join the group in your area.
6. PaperBackSwap
If you’re a book lover, you’re going to love PaperBackSwap.com. Here’s how it works: First you join
the club online. Registration is easy and currently free. Next,
post the books you want to swap with other members. When you find a
book you want, just click the “Order This
Book" button. The books you receive are free and yours to
keep. When another member requests one of your books, you accept
the request and pay the postage to mail the book; they return the
favor when they mail a book to you. Print mailing labels right from
the website (typically, the postage is $2.23 to send a book under 1
pound). Credits are the unit of exchange at PaperBackSwap. When
your book is received you get a credit, which you can then use to
order another book for yourself.
7. Zilok
Rent just about anything that you might need to use only once:
space in a garage, Guitar Hero for a weekend party, a power tool, a
pickup truck. Or
maybe you have things in your garage you’d like to rent out to make
a few bucks. If so, Zilok.com is the website to join. Zilok is a
community-driven platform that allows anyone to rent or offer for
rent any kind of goods. Recently rented on Zilok: Sony camcorder,
$10/day; patio heater, $20/day; pressure cooker, $6/day.
Learn Stuff:
8. USA
Bookmark this one! USA.gov is the official information and
services site for the U.S. government—an exhaustive index of
government agencies, services and activities. It’s simple to
navigate: Just search by agency or topic (how to get grants, health
updates in case of a
flu outbreak, and more). It’s a great place to get tax
information, register to vote, renew your driver’s license, get
student financial aid, sign up for unemployment online…and on and
on.
9. FindHow
Wish you knew how to cut your
daughter’s bangs (or your own, for that matter) between
haircuts so you could save $15 to $25 per trim without looking all
hacked up? Or how about changing your car’s oil? Well, head on over
to FindHow.com. Clear, concise instructions for all types
of projects are just a search away. Learn everything from how to
repair scratches on your car to how to install a kitchen sink to
how to draw a cartoon. There’s no wading through off-base blog
posts or irrelevant articles. The information is from reputable
companies, colleges and universities.
10. Starfall
This one’s just too good to be true. Made possible through the
vision of the Polis-Schutz family, who created the electronic
greeting card company BlueMountain.com,
the Starfall reading program is designed to be fun, exciting and
confidence-building for young children as they learn to read.
Similar to early-reading software you install on your computer
(which can cost $15 to $30), the free program helps teach literacy
through games. The graphics, sounds and content at Starfall.com are so outstanding you really need to
check it out—even if you don’t have any
kids around.
11. The Consumerist
Prepare to be entertained and educated about the top consumer
issues of the day. At Consumerist.com, a
subsidiary of Consumers Union, you’ll find blogs that bring you up
to date on the latest scams, ripoffs and hot deals (you’ll even
find a few freebies now and then). Readers are encouraged to give
feedback about their everyday experiences as consumers. This is the
place to complain about things like warranty repairs that never
seem to be covered,
health insurance claims that are denied and anything else
consumer-related.
12. Lynda
Need software training (Photoshop, Illustrator, Dreamweaver)?
Chances are you’ll find it at Lynda.com. For $25 a
month you’ll have access to more than 40,000 video tutorials with
more than 600 online courses on a huge variety of software and
design topics. Sure beats the $99 to $299 you’ll pay for a single
online training class at other sites, or attending a semester of
night classes at a community
college.
Do It Yourself
13. Big Huge Labs
Imagine having full access to a custom photo lab where you can
create
photo calendars, jigsaw puzzles, mosaics, trading cards and
more—all from your digital photos. That’s exactly what you’ll find
at BigHugeLabs.com. Access to this very cool photo lab is
completely free, as are custom photo calendars, which is a lot
cheaper than the $20 or more you’ll pay at your local copy
store.
14. Dafont
If you love fonts but don’t like having to pay at least $29 per
font set, go to Dafont.com instead. You’ll find fun fonts,
unique fonts and handwriting. And you’ll love the preview feature
that lets you see the entire character set or your unique text
without having to download first. Many of the fonts (over 9,000!)
are
free.
15. Fix-It Club
These days it seems that more of us are looking for ways to repair
rather than replace our appliances, cars, furniture and electronic
gadgets. FixItClub.com shows you how to do ordinary
household and other kinds of repairs. You’ll find hundreds of
free online guides for fixing everything you can imagine, from
sewing machines to fishing poles.
Manage Your Money:
16. BudgetSimple
Here’s an easy-to-use online
budget that will help you figure out how to get your spending
on track. BudgetSimple.com is free, the site has no ads,
and you don’t need to give any information that will identify you
personally. The software was designed to help people get out of
debt and encourage saving. “The satisfaction I get in hearing
stories from users who have gotten their finances in order has made
it more than worth any time, money and effort I’ve put into the
program,” says Phil Anderson, the creator/owner.
17. Annual Credit Report
This is the only place you can get truly free copies of your
credit reports—one a year from each of the big three credit
reporting agencies. Though your reports will come from the agencies
themselves (either online or through the mail, your choice), you
must enter at AnnualCreditReport.com to make sure you get out of
paying a fee. Stagger your reports so you get one every four
months. Then check each one carefully and dispute any information
that seems inaccurate.
18. Dinkytown
Find more than 350 free financial calculators at Dinkytown.net.
Do the math on mortgages, retirement savings and planning,
insurance,
credit cards and more.
19. Bloomberg
The budget calculators at Bloomberg.com/invest/calculators/budget.html may seem
old-fashioned because you enter your information manually as you
would on a paper spreadsheet. But what’s remarkable are the
resulting easy-to-read charts that categorize your expenses and
break down your
spending so you can see what’s up with your finances.
Travel:
20. Discover America
Linked to tourism info for all 50 states, DiscoverAmerica.com offers a wealth of information in
one place. An activity finder lists more than 4,000 experiences,
attractions and events such as
museums, parks and festivals. Without a doubt, there’s
something for everyone here.
21. Mouse Savers
Any website that contains tons of great information, is run by one
woman, and gets a lot of visitors (1 million a month) is a site
that gets my attention. Now throw in the name Disney, and like
magic you have a website that holds the keys to “the happiest place
on earth!” MouseSavers.com (not associated in any way with
the Disney organization) is a really exhaustive collection of tips,
tricks and secrets for how to get
discounts on every aspect of a trip to Disney World,
Disneyland, Disney Resorts…in short, all things Disney.
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