Manage Your Life

Tuesday, December 8, 2009

7 money-saving tips for extroverts

Extroverted personality types may spend more money than introverts because they’re sociable, outgoing, and people-oriented -- which means they're out all the time! Introverts, on the other hand, may find it easier to save money because they're not as into socializing with big groups of people.

Whether you're an introvert or extrovert, you might find these ways to spend less money AND have a great social life helpful...

1. Figure out how much you spend. Extroverts tend to socialize more than introverts, which means they may spend more money on dinners out, parties, weddings, anniversaries, and celebrations of nothing at all! To save money, track your spending habits for one or two months.

2. Calculate how much you want to save. Do you need $25,000 for a down payment for a house, or $500 for a new iPhone? Break your expenses and income into a budget that will allow you to save a certain amount of money per month. Stick to your budget by talking to your friends about your goals on the phone, instead of spending money together! And, make sure you surround yourself with friends who support you.

3. Overestimate your expenses. Underestimate your monthly or weekly income, and overestimate how much it’ll cost to pay your bills or host that absolutely necessary party. You should have extra cash afterward. If so, don’t spend it; instead, invest it in your savings account, RRSP, or a money market fund.

4. Head for the Great Outdoors. This money-saving tip also helps you get stay fit and healthy! Instead of meeting your friends and socializing in restaurants, coffee shops, or bars, invite your friends out for a walk in the park. If you’re lucky enough to live near a seawall or forest trail, ask your friends to go rollerblading or hiking.

To read the rest, go to 7 Tips for Saving Money for Extroverts. And -- I'm curious what you think about extroverts and money! Feel free to comment below...

Laurie Pawlik-Kienlen is a full-time writer and blogger who created and maintains a series of Quips and Tips blogs: Quips and Tips for Successful Writers,   Quips and Tips for Achieving Your Goals, and Quips and Tips for Couples Coping With Infertility. She's also the Feature Writer for Psychology Suite101.
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Comments 1-10 of 22
  • Shinkawa's Avatar
    Posted by Shinkawa Sat May 30, 2009 1:02am PDT

    thats good tips for me.I will try it.thanks a lot

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  • sharon k's Avatar
    Posted by sharon k Sun May 31, 2009 7:26am PDT

    i save money by not sending it on all the things i want ,my needs are more important right

    Report Abuse
  • Lizbeth's Avatar
    Posted by Lizbeth Sun May 31, 2009 2:17pm PDT

    These are helpful tips. My husband and I kept a budget for two months while saving for a vacation, and I discovered I can only save money or maintain a weight loss when I keep refreshing my goal; especially when it comes to dollars and pounds, hahahaha!

    It's true though, as soon as I have no goal, I get sloppy and start buying up all the lip gloss at Rite Aid or eating pasta like it's my job, hahahaha. It's all about goals for me. :)

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  • John's Avatar
    Posted by John Sun May 31, 2009 7:46pm PDT

    the easiest way to learn how to save money is to lose your job. you won't have any chose but to save money because you won't have any..lol. but when u do start to work again you will have a more frugal mentality. atleast for a little while..lol

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  • Mohamd's Avatar
    Posted by Mohamd Mon Jun 1, 2009 2:36am PDT

    god

    Report Abuse
  • Maybeenot's Avatar
    Posted by Maybeenot Thu Jun 4, 2009 8:32am PDT

    I'm not exactly an extrovert since I had my 3 kids. But I have a tip that will work for everyone. When I write down checks and debits in my check register I round up to the nearest dollar, no matter the amount. ei: $34.01 is written down in the last column as $35.00 then subtracted as such from the balance. I round down deposits, ei: $556.17 is $556. It makes it easier to keep a running balance not having to pull out the calculater. Plus in about a year I had saved nearly $200. I also used it as an overdraft protection for the occasion when I might forget to write down an item. Takes some discipline but it makes for a nice cushion.

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