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Friday, December 4, 2009

Say "I do" to a recession-proof wedding

The recession has left a lot of victims in its wake - investment banks, mortgage brokers, homeowners, weddings…wait, what? That's right. The Association for Wedding Professionals International calculates the average cost for a wedding in the U.S. at between $21,000 and $24,000.

However, according to Tucson, Arizona-based consulting firm The Wedding Report, Inc., couples planning their weddings are significantly scaling back spending on their day of bliss by at least 10% this year, on top of an already larger cutback in 2008. 

If you're knee-deep in wedding planning and worried about your wallet, get with your soon-to-be-better half and decide on your wedding day priorities. Do you want to splurge on a band and spend less on your wardrobes?  Knowing what's important will help make the wedding spending decisions easier. Next, make a budget and consider a few cost-cutting ideas:

Check out ways to land credit in a recession

  • Go Off-Peak
    The traditional "wedding season" is May through October. So it stands to reason by choosing a date between November and April you'll have a better chance of saving money on a wide range of services - photographers, hotel ballrooms, catering, etc. 
  • Be a "Budget Bride"
    With wedding dresses running on average $1,075 (Brides.com American Wedding Study 2009), look around for less expensive alternatives to the high-price bridal boutiques. You may find a big bargain at a bridal outlet store, sample sale, upscale consignment store or even online through Craigslist.com, Encorebridal.com, or PreOwnedWeddingDresses.com

    Other options include renting a bridal gown or looking for a dress made out of less-expensive fabrics.
  • Barter and Advertise
    Do you have items or skills you could offer one of your wedding vendors? In this economy, business owners are more open than ever to bartering for goods and services. Consider asking vendors if they would be willing to knock some money off the price tag in exchange for some tasteful advertising in your program or onsite at the ceremony or reception.
  • Markdown the Décor
    Replace expensive floral arrangements with much less expensive candles, photos, or similar centerpieces for reception tables.
  • Cut Back on Booze
    Alcohol is one of the priciest items for any wedding reception. Opt to serve beer and wine (no hard liquor) instead. 

    If you're comfortable with the notion, consider a cash bar so that guests are paying for their libations instead of sticking you with the tab. Check with the reception site to see if you can bring in your own alcoholic beverages - doing so can save you a bundle.
  • Watch the Clock 
    According to TheKnot.com wedding reception-related charges count for an average 46% of a brides' total budget. One way to lower those costs is to change the time of your ceremony and reception to brunch or early afternoon so that you can serve appetizers or a less expensive meal rather than a full-course dinner. Wonder if your guests will be put off? Not likely. According to the AP-Brides.com poll nearly 60% of those polled would rather be served chicken breast than caviar and a solid 20% prefer "pigs in a blanket."
  • Let Them Eat (Cup)cake
    According to the National Association of Catering Executives (NACE), cupcakes are one of the top wedding trends for this summer. Not only are they typically less expensive than a full-size wedding cake but you can get them made to order from grocery stores and warehouse clubs (such as Sam's Club, BJs or Costco).
  • "DIY"
    Make your own invitations, create your own bridesmaids' bouquets, do your own hair and makeup, or ask a relative to play the piano or sing at your service. Look for resources and relationships you already have to trim expenses. 
  • Pass On the Wedding Favors
    Your wedding was gift enough for family and friends. Don’t spend more money on candies or candles for them to take home. 
Check out ways to land credit in a recession

And if all else fails take the ultimate wedding cost-cutting plunge and elope!

- By Katie Adams

More From Investopedia:

Have A Charming And Cheap Wedding

6 Major Credit Card Mistakes

6 Ways To Save Money This Summer

8 Ways To Dig Out Of Debt
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From the Community…

Comments 11-15 of 15
  • Gia's Avatar
    Posted by Gia Thu Jul 2, 2009 10:25am PDT

    I got married about 8 years ago and here are my tips:

    My dad did not want to pay for the wedding (long story), so we ended up paying for a lot of it ourselves. We had a Renaissance Themed Wedding.

    1) You can buy pre made invitations at Staples (I think now Walmart has them too) where you can do the names on the computer and print them out. Great cost saver. (Maybe like $100.00 tops)

    2) I had my dress made for me, but I bought the material. Total of my dress $300.00

    3) Hand made my Chuppah, for those of you who do Jewish weddings, these can go for $5,000.00 or more, and I did a cross stitch design which was then sewn on to raw silk fabric (maybe like $25.00 or a little more) with ribbons for the poles area - we spent maybe $80.00 (rough estimate)

    4) I knew musicians who would perform for me - total cost $300.00 (all in all) and the DJ was also a friend - free

    5) We had our ceremony at the back of a Chicken Pot Pies place - cafeteria style and everyone got their own thing (including vegetarians) - this my dad paid for - roughly $1500.00

    6) Local Florist cost me $200.00 for my boquets and my girls all together

    7) Photographer cost us $400.00 and we chose to do a CD rather than a full album

    8) Rabbi cost $50.00

    9) Chuch cost $150.00

    Total wedding expenses $4,000.00 (rough estimate)

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  • TiF's Avatar
    Posted by TiF Fri Jul 3, 2009 1:26am PDT

    My wedding is in 10 days. I was laid off for the first 5 months of the year, so sticking to a budget was a must. We've done the whole thing for under $5k. That includes the engagement ring & bands all from Tiffany's! The ceremony & reception are at my church ($260). We're serving cake & sparkling cider. I got lucky with photography though, a professional friend of mine is doing the day for $200. Pianist $150. Gown & alterations $700. My fiance already owned a tux though. My cake for 50 guests $140. However a friend gifted me the flowers and the decorations

    (maybe another $200-300). Then that evening we're going on a dinner cruise with our immediate family only ($700). We did our shopping online and at CostCo. You have to weigh your priorities, the most important thing to me was the pictures.

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  • TasselLady's Avatar
    Posted by TasselLady Fri Jul 3, 2009 3:36pm PDT

    I would just like a simple ceremony without bridesmaids or any of the other expensive stuff. I would just wear a simple blouse and skirt which I can wear anytime or anywhere after the ceremony. I would have a reception either at the church, or rent an inexpensive hall and have the guests bring a covered dish to share, and I would supply meat and some drinks. I would try to have a cash bar or have the guests bring their own alcoholic drinks if they so chose to. I'm very practical so I would make everything cost effective. I feel anyone could have a decent wedding without the huge cost. I've watched people spend over 20,000 dollars for a wedding and they were divorced two years later. Save the money!!!! You never know what'll happen!!

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  • Some Bum's Avatar
    Posted by Some Bum Sat Jul 4, 2009 7:35pm PDT

    Oh wow, I love posts like these because it makes me feel good about my wedding. My husband and I spent a total of 150 dollars on our wedding. We had it in August at twilight, in a park with our own food and had a "picnic" afterwards. The kids got to play at the park and stay occupied, nobody had to "doll up" they just came in shorts and tees (so did the bride and groom). We spent all of our monies on the honeymoon.

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  • C's Avatar
    Posted by C Mon Jul 6, 2009 5:34am PDT

    The only thing I completely disagree with is the cash bar. I'm sorry, but its better to have no alcohol at all than to ask your invited guests to pay for their own drinks. Where else is such a thing acceptable? Sure, a BBQ is BYOB, but they aren't held to the prices of the park you're at for drinks (unlike a reception hall which will likely charge through the nose for cash bar).

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Comments 11-15 of 15

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