Self-employed dilemma: Finding (affordable) health insurance

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  Posted by Erica M Mon Mar 31, 2008 4:10pm PDT

  this is a great article, thanks for posting. Sorry I don't have any suggestions, I am one person who's self-employed (well maybe not self-employed, but I work from home) with the luxury of having a spouse who works at a company that has good benefits. Good thing too, because the one medication I take would cost over $400 a month without them!!

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  Posted by elevatingyourbusiness Mon Mar 31, 2008 11:37pm PDT

  Great article. I'll add this one for more resources, too.

  http://www.CoachMaria.com/articles/healthinsurance.html

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  Posted by JohnB Mon Apr 28, 2008 10:42pm PDT

  One of the concerns today in society is health care. Many people feel that they have to pay the huge cost of health care or go without anything at all. That is not the case.

  These programs serve two puposes; one for the already insured and one for the completely uninsured.

  There are programs that help get deep discounts on things insurance does not cover if you already have insurance (25% off of braces/lasik/physical therapy, lab work, high end prescriptions etc) for the under-insured. These programs are a great supplement to insurance and can even offer vision and dental for people with medicaid or medicare.

  If you are one of those that are not able to get health/dental/vision/chiro/prescription/hospital insurance at all and are un-insured, this offers great assistance and is a lot better than nothing at all.

  One such site (company) is www.lowcostgreatbenefits.com from a national / 500,000 provider / 1,500,000 customer company. You can actually sign up right there on the site and see the story about this company from the American Medical Review.

  Pre-Existing conditions do not matter

  with this program and there are no (yes I said NO) disqualifications. You get one simple card in the mail in about 10 days after signing up at www.lowcostgreatbenefits.com and present it at the time of service. For some services, you need to check for local providers. Some services work no matter where you are in the country (like the hospital package).

  One fee ranging from $19.95/mo up to $59.95 (most get a health/dental/vision/chiro/prescription/hospital advocacy combo pkg for $39.95/mo) covers everyone in the household whether there are 1 or 40 people and whether they are related to the initial purchaser or not.

  One example is a 20 year old young lady that goes to school full time and works part time. She was unable to get health insurance. When she went into the hospital, this company went in and negotiated her $7,540 hospital bill down to $113.

  You do have choices and help for dental and medical costs.

  John Bartlett PH: 816-389-7281

  for questions or comments

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