Shouldn’t the government be bailing out the consumers not the lenders?

<span style="FONT-SIZE:12pt;FONT-FAMILY:'Times New Roman';"><img height="106" alt="" src="http://a323.yahoofs.com/phugc/VhaFHZmZVzR2/photos/f975f8773309ccbce08928416b947ab0/ori_1d2f18cd4e3166.jpg?ug_____Dt.qFCt.N" width="145">Last time I checked the government is supposed to be by the people for the people. Not by the people for the banks. I know, I know our banks needed money so our financial system wouldn’t collapse and our economy come to a screeching halt. But the 20 billion just given to Citigroup is taxpayers money (yes I have a job and pay taxes, those who freeload don’t get to voice their opinions). Why bail out Citygroup, so they can continue to charge bowers 20-30% interest on credit cards and thus breaking the backs of the tax payers who are bailing them out. I heard on the news that if the 700 billion were to be divided between homeowners then every homeowner in the USA would receive $70,000. Now if the government would have sent that money to the banks on behalf of the homeowner and designated that money to mortgage debt, then the banks would have still got the same amount money AND the taxpayers mortgage payments would have been significantly less. Helping with both the mortgage crisis (over inflated mortgage debts) and economic stimulus by providing extra cash in payment savings for consumers to spend on a monthly basis for the foreseeable future. It smells like bull crap to me. </span>