What can I do to improve my financial situation? What makes you happy?
Lately I've been thinking about money...what I want to buy,
what I want to save. I have elaborate plans to pay off my
(itty bitty) credit card debt, (moderate) car loan and
(intimidatingly massive) school loan. I have
elaborate plans to build up a Suze Orman approved 8-month emergency
fund (that one takes about 8 years!). I also have
elaborate plans to take grand vacations and fill my new apartment
with lovely, beautiful things. <br><br>So,
over the weekend, I kept asking myself, "what can I do to
improve my financial situation?" I work
two jobs. I share expenses with a roommate. I
track what I spend and the simple act of writing it down keeps me
accountable and makes me less likely to spend money on things I
don't need or really want. I have
investments. I contribute to my
401(k).<br><br>Yesterday I realized - yes, it
took me a few days to realize this - that someone in my situation
might consider finding a new job. Although I just got a
decent raise, I don't make very much money, especially when
compared to the salary I had last year. That's
why I work 2 jobs and that's why I worry about
money. I didn't think about it though,
because I love my job. I love the people I work
with. I love the location and environment. I
even love my second job. <br><br>When I
realized that, I realized the real question I should be asking
myself is, "what makes me happy?" The
happiness of loving my job and where I am in my life
even is well worth the minimal stress I deal with every
now and then when I start worrying about money.
<br><br>Money doesn't make me
happy. That high-paying job I had last year made
me so miserable I left voluntarily and made do without any source
of income for months. I'm not so naive to think I
don't need money. It's a necessary
evil. Now when I think about money I think
I'm going to try to put it in that
context.<br><br>What makes you
happy? How do you balance your financial needs with your
emotional needs? And, okay, I still want to know...what
CAN I do to improve my financial situation, but still be happy and
remain true to myself?
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