Work + Money

Tuesday, October 7, 2008

Money poll: How are you adjusting to higher gas and food prices?

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Getty Images

Gas prices are hitting everyone hard, but as Christine MacLaughlin writes in a blog post for the Houston Chronicle, they can hit single parents even harder.

She puts it so simply and well: "All over the nation, as the gas prices creep up, we're all taking a pay cut." She's right. Salary raises are not keeping pace with the rise in prices at the gas pump and the grocery store. Gas prices jumped 10.5 percent last month, The New York Times reports, compared with an increase of 4.7 percent in April. And food prices rose 0.3 percent last month, which doesn't seem like a lot but they are up bigtime over last year.

Gas prices are hitting people in different regions of the country differently. Nationwide, the Times reports, Americans are spending an average 4 percent of their take-home pay on gasoline. (Remember, that's an average, so you know if feels like far more than 4 percent for many.) But in rural parts of the country, where incomes are lower, people drive in trucks and vans farther to work and shop, the percentage rises as high as 13 percent.

MacLaughlin, who blogs at Suburban Goddess, says she is taking the good with the bad on her pinched budget. There may be no weekend trip with her daughter to Sea World this summer, but she is thinking more creatively about inexpensive activities to do with her and taking full advantage of already paid-for services like their community pool. The result: More fun, quiet time with her daughter mixed with the unwanted money pressures.

Mimi-pz has some good suggestions on Parenting for some fun and cheap activities with the kids this summer. Kids or no kids, we all need to make adjustments in our spending to handle the rising prices of the fuel that makes our vehicles and bodies go.

So this week's Shine Money Poll question: What are some of the changes you are making in your monthly expenses to handle the increase in prices?


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From the Community…

Comments 1-10 of 33
  • Mysterious Gryphon's Avatar
    Posted by Mysterious Gryphon Wed Jun 18, 2008 8:08am PDT

    I take public transit everywhere I go in Chicago, and I wish that the other 3 million people here would, too. With fewer private cars on the road, buses could get where they're going more quickly, and more paying customers would mean more buses running the popular routes - better for everyone.

    If public transit is available, USE IT. Whereas I spend $75 a month, period, for all my travel needs, my boyfriend spent almost $1000 when he lived in the city. SO not worth it.

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  • apple0718's Avatar
    Posted by apple0718 Wed Jun 18, 2008 8:22am PDT

    If you have to pay your bills,take a one trip to save time,energy and gas...Have other alternative, you may ride a bike instead of using your car inorder to save gas...When cooking also, make plan ahead meals and prepare foods for not only one serving...

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  • cassie's Avatar
    Posted by cassie Wed Jun 18, 2008 8:29am PDT

    Not very well, as u can expect! It seems like everytime i get paid the money just flies out from my account. By the time i really need money i have nothing. I haveto, and i mean really have to start saving and should we all as time are only gonna get harder~~!!

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  • oohay's Avatar
    Posted by oohay Wed Jun 18, 2008 8:42am PDT

    I am in the market for a home and am now looking strictly near work, which is fine I guess.

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  • springtime's Avatar
    Posted by springtime Wed Jun 18, 2008 11:04am PDT

    I feel it at the grocery store big time. So I just buy what's on sale. My son wanted spaghetti and meatballs. I told him we could have that as soon as ground beef is on sale again. I also buy sale items and freeze them. And... we are putting in a fall garden. Too late now for a summer garden. My mom always had a garden and loved working in it. I hope I inherited her green thumb!

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  • Victoria's Avatar
    Posted by Victoria Wed Jun 18, 2008 11:08am PDT

    In general, we're just spending less, or trying to. We've installed a filter on our refrigerator and stopped buying bottled water. I've stopped buying as many magazines and books at the grocery store. We're eating out only once a week instead of three times a week. We combine trips into town. ( Since school is out, I'm down to one tank of gas a week.) I comparison shop the grocery ads. (I'm trying my best to shop Wal-Mart for groceries, but it is always so crowded.) We're also trying to make things last a little longer. We've chosen not to replace my six year old car right away. I still have a long way to go on my grocery bill because I have a family of seven. I'm also having second thoughts about the vacation we've planned to New York. I've also started throwing away those catalogs that come in the mail before I even look at them. I've saved at least $250 this month just by not catalog or internet ordering.

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  • Jasmine's Avatar
    Posted by Jasmine Thu Jun 19, 2008 8:37am PDT

    Well my friends and I recently decided to start doing more cost effective things. We're all single and been having such a great time wining and dining literally every weekend at some of the most upscale restuarants. But when we sat down and di the math for gas and expenses for eating out its just not worth it. So now, we find pleasure in renting really great movies,cooking and staying in.

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  • Jasmine's Avatar
    Posted by Jasmine Thu Jun 19, 2008 8:39am PDT

    Well my friends and I recently decided to start doing more cost effective things. We're all single and been having such a great time wining and dining literally every weekend at some of the most upscale restuarants. But when we sat down and did the math for gas and expenses for eating out its just not worth it. So now, we find pleasure in renting really great movies,cooking and staying in.

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  • SassyPants's Avatar
    Posted by SassyPants Thu Jun 19, 2008 9:08am PDT

    Like Emily Jane K, I use public transportation, and agree with her whole heartedly that if more people used it, it would be better for everyone! For those rare times I need to get somewhere faster I take my scooter that gets a blessed 80-100 miles per gallon. When I have the time, I like to bike or walk.

    The food issue is not so much of a problem because my city has very good co-op programs. For $10 a week I get a weekly produce half-share that is enough to feed my boyfriend and I, and another program provides a month's worth of grains, pastas, sauces, etc. from local producers for $20. SO instead of spending $200 a month for food from the grocery store, I am lucky enough to get the majority of my food fresh, local, and in season (better taste!) for less than $100! I would definitely suggest checking to see if your city has some sort of co-op or community food share!

    Also, doing the co-op somewhat forces me to cook at home more which is fun and saves money too. I eat out maybe every other week, and as someone else suggested, I cook in large batches and freeze whatever isn't eaten.

    Moving away from the food,

    I tryyyyyy to make myself wait to see movies until they either come to the bargain theater or DVD.

    I patch the elbows of my sweaters and toes of my socks when they get holey.

    Reuse as much as I can! Paint a can or tie some ribbon around a jar to make a new candle votive (fun for you and the kiddies)! Glued tissue paper and letter stickers can turn an empty oatmeal container into a gift - just fill it with nuts or wrapped candies! Coffee cans make great flower pots too :)

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  • slose40's Avatar
    Posted by slose40 Thu Jun 19, 2008 9:09am PDT

    after all this raising of gas prices, its does hurt our pocket book i am spending less but what i'm most upset about? its the government forcing me to have nothing that i work so hard for. can't even enjoy life itself

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Comments 1-10 of 33

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