Asking to see a credit report before getting engaged?

From the Community…

• 
  Posted by estahma Fri Aug 21, 2009 9:39am PDT

  Why bother? What if the credit report shows that your future spouse has a poor credit rating? What then...?

  If you want to marry someone, it should be because you are truly in love with that person...not because they have great credit, own a house...etc. Yes, finances, money, credit and money management are important things to consider but definitely not a deal breaker. Those things are ultimately superficial and can change over time anyway...just as looks deteriorate.

  Blood tests are a different matter...risking the health/safety of you or your future spouse is more serious an issue.

  Besides, if you are planning to marry someone you should already have a pretty good idea of there financial situation.

  .....my 2¢

  Report Abuse
• 
  Posted by another hockey fan Fri Aug 21, 2009 1:43pm PDT

  I don't think there is anything wrong with it and you should do it jointly because it's only fair both parties are aware of what they are marrying into. I'm all for love and everything, but money has always been a number one reason why people divorce and if you know in advance if there are issues, it's best to be made aware of them (not so you can necessarily say no to marriage) but so you and your potential spouse can find ways to work on it together. In addition, you will NOT be able to buy a house together if one of you has bad credit. Houses or cars or even renting an apartment...essentially anything that requires a credit check will not be held jointly and some people have an issue with having everything in only one spouse's name.

  Report Abuse