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    11 Sticky Money Situations

    By Teri Cettina



    How to finesse sticky financial situations involving friends and family.




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    203 comments

    • Steve W  •  9 months ago
      Think that is bad. I married a women, had a baby. I watched my baby every night while my wife worked.(she never contributed toward any of the bills), & watch my little girl during the day while she slept, minus 2 days a week. She filed for a divorce, stole my money, had an affair. never watched the baby, unless i was near by. Then she would snag her from me. She learned this from the parent child center. I hired a lawyer, & he stole the rest of my money! Now i am in credit card dept, for over $40,000, minus a new truck, & she got my baby! People even lost there jobs trying to help me! I use to be able to go, & buy what ever i wanted, & now i cannot even see my baby? Life is real fair here in VT.
    • C P  •  11 months ago
      i'm not contributing anything unless it's discussed w/me 1st.. 1 person shouldn't make the decision for all..
    • C P  •  11 months ago
      how bout i tell them to separate my bill cause i don't have cash.. i don't have time to be adding up shyt especially when your not the only one pinny pinching..
    • C P  •  11 months ago
      some friends are just nosey.. oh u paid that for this or oh i didn't know you could afford that.. like fall back and worry about your own finances.. damn
    • C P  •  11 months ago
      i don't like loaning $$ to anyone other than my mother.. if i don't have it to give then i'm not giving it.. it's a sticky situation and it can get ugly.. i know because it's happened on more than 1 occasion w/my sister.. so if you do loan money get that in writing.. let them know.. this is business..
    • Ask me  •  1 year 2 months ago
      I loaned $4k to a friend so she could get a car. Part of the deal was she would also pay for the full coverage insurance until she paid it off. Well, the second month of insurance is due in just over a week and she hasn't paid a dime on it. She has made the car payment to me, but wants me to cancel the insurance. I'm not about to do that and take on the risk of something happening, but I have no idea how to get her to pay it. Since the car is in my name I guess I will wait to see if she skips out on this months insurance payment. If so, I guess I will have to reclaim the vehicle until she plays catch up on insurance or sell it and get my money back. Anyone have any other ideas? I hate to completely destroy our friendship, but I'm not getting stuck with the bill. I should have never loaned moey to a friend....
    • Grandness  •  1 year 7 months ago
      This is yet another reason why you should not lend what you cannot afford to lose.
    • Go  •  1 year 7 months ago
      I was taught that the one who makes the invite is the one who pays. This was not an issue if I was the one to say, “Hey, let’s go out!” I had a friend who would find an excuse to leave the dining table when the bill came. I knew I had more funding than she did, so I would pay the bill. Her mistake was telling her four-year old what she was doing. We went to dinner, and she left the table. When she returned, she asks if everything was set. I replied that I was ready to go, but needed to wash my hands first. The server came to collect, and my friend put on her biggest grin, and handed over the charge folder. The server opened it, laughed, and handed it back. Inside were some cash and a note that read, “Thank you for your services, here is your tip. The bill will be paid by the person still sitting at the table”. She looked up to see me standing at the door laughing. From that point, it has been separate bills with that person.
    • JB  •  1 year 7 months ago
      Muffle---

      What the h*ll does your rant have to do with splitting the bill?
    • Jacob  •  1 year 7 months ago
      One way to cope with this at restaraunts in particular is to pay the tip
    • agryhndlvr  •  1 year 7 months ago
      I have always loaned money when I was working and because I considered it part of my ministry I didn't sweat the many people who didn't pay promptly or in full. I now have been out of work a long time and even though I only asked one time and only one person I'm avoided like a disease except by those I never hear from any other time. I'm now back very healthy and only have one deadbeat who still owes me money. When it is finally paid up I will be totally out of the loan business. Don't do it folks, it's hard to say no to family & friends but you won't see them after the loan anyways so keep your money!
    • Megan  •  1 year 7 months ago
      Many people do not include the cost of their drinks, tips, taxes, or dessert when figuring how much they owe.

      I usually prefer a separate check if there are more than two people.
    • Grandness  •  1 year 7 months ago
      When people try to get in my business like this, I ask, "Why are you taking up a collection or something?" That usually shuts them up.
    • johntailor  •  1 year 7 months ago
      I $ave money by NEVER going out. That way there are no expectations of me. And I dont feel ashamed of not having the money
    • gert  •  1 year 7 months ago
      if they need money tell them to go to the bank
    • David Suchocki  •  1 year 7 months ago
      I went to college after spending four year in the US Army. I taught many of my fellow students that when we had large groups it was best to ask for seperate bills. I explaned then the waitress doesn't get underpaid on the bill, you know what you spent and then can add whatever you think in a "good tip" unless the service was bad. Normally when there is over seven people leave an additional 5 - 10 % over a standard 15 %. I also pointed out many waitress are just like us, working people going to school, or just out of school trying to get a start in the business world.
    • al  •  1 year 7 months ago
      screw everyones opinion -buy only whats needed and work completely together always-will work out if the ole lady is cool an down for the long haul-oh always defer her to her-shes smarter LMFAO - her an i are older than dirt,been a good ride an no regrets- in our 50's an work like crazy
    • ShelleyBean  •  1 year 8 months ago
      this was acctually pretty helpful. But most people are chalk full of excuses and will use them untill their tounges fall out.
    • Sunny day  •  1 year 8 months ago
      Yes you could do it that way! Or you could do it the K.Y. way.
      Plain english is simple to understand! All you have to say is I will pay for my meal, etc. And that is all I will pay this time. PERIOD the end. Any friend you have to support is not a friend anyway. They are a user and a leach!

      My rule about lending money is simple. I DO NOT DO IT. Because I am not a bank. If you nead to borrow money? Go to the bank thats what they are for!
      I will buy any friend a meal if they are on hard times and are hungry. But I will not give them money. PERIOD!
    • Sharla P  •  1 year 8 months ago
      I have never had a problem with splitting the check. My friends and I always get separate checks...unless one of us has already proclaimed that is we are getting the check. I don't understand this issue at all. If I can't afford to go then I don't go. If I have a salad...that's all I'm paying for. I don't get it.

      As far as lending friends money. I don't do that. If a friend needs money and I can spare it; I give it to them. If they want to and can pay me back then they will. I am not going to worry about it.

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