The holidays are fast approaching, and the spirit of giving is driving many of us into the stores and online to buy gifts. Once there, you'd be wise to take note of the ways retailers pull you in and inspire you to spend more than you planned. From store loyalty programs, to "free" offers that often require us to buy a certain number of items to get the "free" items, to yummy scents wafting through the air, Yahoo! Finance's Farnoosh Torabi warns us about the most-used ploys that just may bust our holiday budgets.
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