12 Money Mistakes Almost Everyone Makes

By Kimberly Palmer This list is based on the new book Generation Earn: The Young Professional's Guide to Spending, Investing, and Giving Back , by U.S. News senior editor Kimberly Palmer.

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  1. Budgeting for the short-term.
  2. Overspending on housing.
  3. Skimping on career investments.
  4. Falling victim to spending traps.
  5. Failing to negotiate prices.
  6. Earning income from only one source.
  7. Taking on too much, or too little, debt.
  8. Trying to beat the market.
  9. Paying too much attention to the Dow.
  10. Counting on Social Security.
  11. Overspending on gifts.
  12. Underestimating tax bills.
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