Costs on Shine

How A Small Business Survives Economic Hard Times

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There are steps small businesses can take to help survive the economic down-turn. The time for spending on advertising without careful thought is over. Concentrate your advertising dollars where customers are seeing your ads. "How will I know that?" You pondered. Ask them. Here's a…

When Moms Return to Work: Are You Sure It’s the Right Choice?

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Lately I have been watching some of my stay-at-home mom friends take jobs to weather the economy. And I can’t help but wonder what their choice to return to work will do to the family unit. Add workplace stress to existing money stress, and apply to home and family. Is there a different…

Real Problem with HealthCare Made Simple

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The real problem with healthcare is simple. Doctors are disconnected from the diagnostics they prescribe. They do not know the cost of medication, lab tests, MRIs, CATScans, hospital care, emergency room care, ambulance services, etc. They do not understand the investment by the patient. Remaining…

Pay For College Without Selling A Kidney

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"Welcome to college and what could be the best years of your life. Now, please pay us $76,970.85."

Ouch! Let that sink in for a second. That figure is the total estimated…

Small Business Owners Can Make their Own Spark & Create a Bang for the 4th of July

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The call is going out around our small business for a portable grill this week, as employees are planning a cook-out. Our pre-Independence Day cook-out will be a small affair, an opportunity to say good-bye to a colleague and get together in a casual setting. Many…

3 Hidden Vacation Costs You Need to Know About

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Travel has never been more expensive, thanks to the surging cost of fuel and the plunging value of the dollar. You don’t have to look any further than the airport to see it. Overpacking doesn’t come cheap these days, with…

What to consider when you are considering Cosmetic Surgery - II

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Selecting a Surgeon Before selecting a cosmetic surgeon, you should:

Verify his or her qualifications and experience.
Make sure you check that the important-sounding alphabets that follow their names are real qualifications; check the Institute they are…

Smart ways to slash your health care bills

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CO-PAYS. DEDUCTIBLES. OUT-OF-POCKET EXPENSES. It may feel like you need to empty your savings account to stay healthy. You're not alone: One in six Americans spends at least 10 percent of his or her annual income on prescriptions, premiums, and medical care.

Nursing as it really is

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Nursing in the real world is dangerous. Doctors =You never really know what the doctor is saying, he speaks some foreign language and english? There are so many doctors for every organ now days, no one really agrees on how much medicine you…