Credit Card Debt on Shine

Trick or Treat: Are your splurging treats putting you into a financial trick bag?

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We've all had the experience of walking pass that one irresistible item screaming our name. You think to yourself one more [small] purchase on the credit card won't hurt anything, including your financial status. Purchasing on impulse may allow you to look good for the moment, but leave you…

4 things you should never do with your credit cards

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Susan McCarthy, a financial adviser in Oklahoma City and author of The Value of Money, lists her top four credit card don'ts.

Financial Cramming: Six Tips on Managing Debt

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Carrying any type of debt can be hazardous to…

How reducing clutter decreases your debt

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Do you have piles of clothes in your bedroom, mountains of junk in your closets, and stacks of files in your office? If so, you might be more likely to have bills and debts you can't pay. Some experts believe that the more clutter you have, the more debt you're in.

Here's something else clutter and debt have in common:

Credit card companies: Let's make a deal!

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To all the debt-strapped consumers who have been asking, "Where's my bailout?" it seems the credit card companies are responding. If you ask. If you are carrying a debt on your card and have been unable to pay your credit card bills, some credit card companies are willing to…

Uh Owe! Getting out of credit card debt

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It’s one of the great American past-times: ringing up Credit Card Card Debt. Many of us find ourselves in over our heads and have no idea how to get out! But we have some Fab & Fru advice from our friend The Debt Diva to get you managing your credit card chaos!

User Post: 3 Tips for Coping With Financial Stress

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“Focusing your life solely on making a buck shows a poverty of ambition. It asks too little of yourself," says American president Barack Obama. "And it will leave you unfulfilled.”

Life is about more than making a buck - and life is too short to cower under financial stress! The…

5 ways to make your refund check go further

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So you’re about to get (hopefully) a tax refund check and you’re probably thinking, “What’s a couple thousand bucks gonna get me?”

And that’s if you get the typical tax refund.

The good news is that Joe (and Jane) the Plumber will get back on average $2,800, up $400 from $2,400 from last year. But when you see that 64% of your friends and family are losing jobs – and that’s the stat from a survey by Econ4U – you start to think, “Geez, can this even help me much?”

So let’s talk about how it can help you – how you can make the most of that check. Here are the top five ideas I’m telling friends, family and members of our WeSeed community:

10 tips for getting out of debt

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“Credit buying is much like being drunk,” says Joyce Brothers. “The buzz happens immediately and gives you a lift…the hangover comes the day after.”

The hangover is never good -- whether it’s from spending or overindulging in anything. Here's a cure for what ails you: ten tips for getting out of debt from financial expert Ethan Ewing, of Bills.com. If you’re drowning in credit card bills, medical bills, or mortgage payments -- there might be something here that can help you manage your debt better.