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  <channel>
    <title>Credit Cards on Shine</title>
    <link>http://shine.yahoo.com/tag/credit cards</link>
    <description></description>
    <pubDate></pubDate>
    <item>
      <title>Never get socked with a nasty overdraft fee again</title>
      <link>http://shine.yahoo.com/channel/life/never-get-socked-with-a-nasty-overdraft-fee-again-549230/</link>
      <description>Overdraft fees are huge cash cows for the banks. Here&amp;#39;s how we
get it back from them.</description>
      <pubDate></pubDate>
      <author>nospam@example.com ()</author>
      <comments>http://shine.yahoo.com/channel/life/never-get-socked-with-a-nasty-overdraft-fee-again-549230/#comments</comments>
      <guid>http://shine.yahoo.com/channel/life/never-get-socked-with-a-nasty-overdraft-fee-again-549230/</guid>
    </item>
    <item>
      <title>7 tips to protect your credit during the holidays</title>
      <link>http://shine.yahoo.com/channel/life/7-tips-to-protect-your-credit-during-the-holidays-545796/</link>
      <description>&lt;img alt="" src=
"http://a323.yahoofs.com/phugc/utpxQ9Luvmfx/photos/49b5d5711e9fcc175aaa7289a7e9e08b/mr_54c86373acbd48.jpg?ug_____DX1t858Ll"
align="left" height="266" width="400"&gt;&lt;br&gt;
&lt;br&gt;
By: Ann-Marie Murphy, &lt;a rel="nofollow" title=
"Free Credit Score &amp;amp; Free Credit Report at Quizzle.com" href=
"https://www.quizzle.com"&gt;Quizzle.com&lt;/a&gt;&lt;br&gt;
&lt;br&gt;
With the holidays just around the corner, there&amp;#39;s no time like
the present to get smart about your credit. Give yourself the gift
of good credit by making intelligent decisions this holiday season.
After all, good credit is the gift that keeps on giving.</description>
      <pubDate></pubDate>
      <author>nospam@example.com ()</author>
      <comments>http://shine.yahoo.com/channel/life/7-tips-to-protect-your-credit-during-the-holidays-545796/#comments</comments>
      <guid>http://shine.yahoo.com/channel/life/7-tips-to-protect-your-credit-during-the-holidays-545796/</guid>
    </item>
    <item>
      <title>5 ways to build credit from scratch</title>
      <link>http://shine.yahoo.com/channel/life/5-ways-to-build-credit-from-scratch-544024/</link>
      <description>&lt;a rel="nofollow" href=
"http://www.flickr.com/photos/rashdan"&gt;&lt;img title=
"5 Ways to Build Credit" src=
"http://blog.quizzle.com/wp-content/uploads/2009/08/credit-cards-credit-management-300x199.jpg"
alt="5 Ways to Build Credit" align="left" width="262" height=
"174"&gt;&lt;/a&gt;&lt;br&gt;
By: Ann-Marie Murphy, &lt;a rel="nofollow" title=
"Free Credit Score &amp;amp; Free Credit Report at Quizzle.com" href=
"http://www.quizzle.com"&gt;Quizzle.com&lt;/a&gt;&lt;br&gt;
&lt;br&gt;
If you just turned 18, it&amp;#39;s time to start thinking about credit
and your financial future. Your &lt;a rel="nofollow" title=
"What&amp;#39;s a credit report? (Wikipedia)" href=
"http://en.wikipedia.org/wiki/Credit_report" target="_blank"&gt;credit
report&lt;/a&gt; will affect almost every important financial move
you&amp;#39;ll make, including &lt;a rel="nofollow" title=
"Your credit report and your mortgage (Quicken Loans)" href=
"https://www.quickenloans.com/home-buying/learn/credit/what-your-credit-report-says-about-you"
target="_blank"&gt;buying a home&lt;/a&gt; or a car. It may even affect your
chances of getting a job, as employers can check your credit report
during the hiring process.&lt;br&gt;
&lt;br&gt;
The good news is you have a clean credit slate and the chance to
start off on a positive note, establish good credit and keep it
there.&lt;br&gt;
&lt;br&gt;
&lt;strong&gt;Five tips to help you build credit from square one&lt;/strong&gt;</description>
      <pubDate></pubDate>
      <author>nospam@example.com ()</author>
      <comments>http://shine.yahoo.com/channel/life/5-ways-to-build-credit-from-scratch-544024/#comments</comments>
      <guid>http://shine.yahoo.com/channel/life/5-ways-to-build-credit-from-scratch-544024/</guid>
    </item>
    <item>
      <title>10 common myths about credit reports and scores</title>
      <link>http://shine.yahoo.com/channel/life/10-common-myths-about-credit-reports-and-scores-542777/</link>
      <description>&lt;img alt="" src=
"http://a323.yahoofs.com/phugc/uQKtV__AoWGo/photos/3e1785507438a1127fbc76efcbaf026d/mr_1bea1b54702afc.jpg?ug_____DDqSzg5NU"
align="center" height="332" width="400"&gt;By: Ann-Marie Murphy,
&lt;a rel="nofollow" title=
"Free Credit Score &amp;amp; Free Credit Report at Quizzle.com" href=
"http://www.quizzle.com"&gt;Quizzle.com&lt;/a&gt; Credit has its fair share
of myths, legends and misinformation. But unlike silly tales of Pop
Rocks and soda or sewer alligators, credit myths -…</description>
      <pubDate></pubDate>
      <author>nospam@example.com ()</author>
      <comments>http://shine.yahoo.com/channel/life/10-common-myths-about-credit-reports-and-scores-542777/#comments</comments>
      <guid>http://shine.yahoo.com/channel/life/10-common-myths-about-credit-reports-and-scores-542777/</guid>
    </item>
    <item>
      <title>A warning for frequent debit card swipers</title>
      <link>http://shine.yahoo.com/channel/life/a-warning-for-frequent-debit-card-swipers-531472/</link>
      <description>&lt;img alt=
"http://talkforfinance.com/wp-content/uploads/2009/05/debitcard.jpg"
src=
"http://talkforfinance.com/wp-content/uploads/2009/05/debitcard.jpg"
align="left" height="228" width="216"&gt;It may be time to defrost
&lt;strong&gt;&lt;a rel="nofollow" href=
"http://www.glamour.com/sex-love-life/blogs/little-miss-fortune/2009/04/savvy-or-supid-should-i-put-my.html?mbid=synd_yshine_lmf"&gt;
my frozen credit cards&lt;/a&gt;&lt;/strong&gt;. It turns out that using a
debit card for every purchase—which I’m &lt;em&gt;so&lt;/em&gt; guilty of!—is a
bad idea.</description>
      <pubDate></pubDate>
      <author>nospam@example.com ()</author>
      <comments>http://shine.yahoo.com/channel/life/a-warning-for-frequent-debit-card-swipers-531472/#comments</comments>
      <guid>http://shine.yahoo.com/channel/life/a-warning-for-frequent-debit-card-swipers-531472/</guid>
    </item>
    <item>
      <title>4 things you should never do with your credit cards</title>
      <link>http://shine.yahoo.com/channel/life/4-things-you-should-never-do-with-your-credit-cards-530910/</link>
      <description>&lt;img title="4 Things You Should Never Do with Your Credit Cards"
alt="4 Things You Should Never Do with Your Credit Cards" src=
"http://a323.yahoofs.com/phugc/lhE5HQpkPwh2/photos/326f04dd815a492e252f80abd29f4c10/ori_e39da62aec0b8c.jpg?ug_____DozhtphHG"
align="left" height="225" width="300"&gt;Susan McCarthy, a financial
adviser in Oklahoma City and author of The Value of Money, lists
her top four credit card don&amp;#39;ts.</description>
      <pubDate></pubDate>
      <author>nospam@example.com ()</author>
      <comments>http://shine.yahoo.com/channel/life/4-things-you-should-never-do-with-your-credit-cards-530910/#comments</comments>
      <guid>http://shine.yahoo.com/channel/life/4-things-you-should-never-do-with-your-credit-cards-530910/</guid>
    </item>
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