Credit Report on Shine

7 tips to protect your credit during the holidays

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By: Ann-Marie Murphy, Quizzle.com

With the holidays just around the corner, there's no time like the present to get smart about your credit. Give yourself the gift of good credit by making intelligent decisions this holiday season. After all, good credit is the gift that keeps on giving.

5 ways to build credit from scratch

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By: Ann-Marie Murphy, Quizzle.com

If you just turned 18, it's time to start thinking about credit and your financial future. Your credit report will affect almost every important financial move you'll make, including buying a home or a car. It may even affect your chances of getting a job, as employers can check your credit report during the hiring process.

The good news is you have a clean credit slate and the chance to start off on a positive note, establish good credit and keep it there.

Five tips to help you build credit from square one

10 common myths about credit reports and scores

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By: Ann-Marie Murphy, Quizzle.com Credit has its fair share of myths, legends and misinformation. But unlike silly tales of Pop Rocks and soda or sewer alligators, credit myths -…

5 ways to repair your bad credit

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By Heather Rutherford Bad credit can raise your insurance premiums, cost you jobs and even prevent you from owning or renting a nice home. Credit checks are now run for many types of transactions, and people with bad credit have fewer attractive financing and employment options than people with good…

"Your Credit Sucks" - 5 step plan to fix your credit in 30 days

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Your Credit Sucks – A simple, five step plan to improve your credit score in 30 days.Now anyone can fix their credit in just five easy steps.

Asking to see a credit report before getting engaged?

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Asking to see a credit report before getting engaged? A friend just asked me; would you ask to see a potential partner’s credit report before getting engaged to them? Hmmmm, wow, tough question,,,,, or is it? My response was; Why not agree to get them done together? I see this as…

10 Things You May Not Know About Your Credit Card

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Unknown to most of us, the credit cards in our wallets offer hidden benefits and secret perks that you may not be aware of, which go well beyond frequent flyer miles. Some special offers are listed in the fine print of your credit card agreement, and many others aren’t public knowledge at all. These insider special offers are only available to customers who know exactly what to ask for and how to negotiate.

Whether or not You Believe Credit Repair Works, You are Correct

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There are few topics as polarizing as credit repair. Depending on who you talk to, credit repair is usually thought of as impossible, illegal, something you can only do yourself, or something you need professional help to perform. Rarely do you find someone with a perspective on credit repair…

3 Lesser Known Benefits of Having a Clean Credit Report

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Most people realize their credit score affects their ability to get approved for credit. A lower than average credit score is a warning sign to lenders that you are more likely than most to be late on your payments or default on a loan altogether. Based on this…

What Makes Up Your Credit Score?

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There are 5 different factors that we know of that build up your credit score. The largest and biggest one at 35% is your payment history. Next at 30% are your amounts owed. From there at 15% we’ll discuss your length of credit history. And then your 2 last components, at 10% each are: Types of credit in use and your new credit.