Expenses on Shine

Procrastination: The money-management killer

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By: Kristina Hall, Quizzle.com

Today while searching the web, I came across a list of “The Best Procrastination Quotes.” The list has a wide variety of quotes; some tailored to the seriousness of putting things off until the last minute and others taking the results of a carefree life a little more light-heartedly.

Waiting until tomorrow to do something you could do today can make a big difference. This applies to making sure you have clean underwear, but more importantly, it pertains to personal finance. Staying on top of your money habits is imperative to having an accurate picture of your overall financial health.

Budgeting tips for young people

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Your life is expensive: clothes, cell phone bills, iInternet service, cable TV, dining out, movies, concert tickets and nightclubs (with cover charges and high-priced drinks). How are you possibly going to afford all this on an entry-level salary? Maybe you need to change the people you hang out with.

The 40 million people in Generation Y (those born 1980 to 2000) have a combined disposable income of $200 billion. That's enough to make any product marketer salivate. The rest of the world pays close attention to the products you choose because you not only influence each other, but studies have found that your preferences shape your parent's purchasing decisions on everything from groceries to big-ticket items.

Should You Live Together Before Marriage?

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By Linda Ray

Make Wise Choices

Choose your partner carefully before moving in together. Statistics show that people who live together before getting

Is paying for health care a struggle?

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In an especially tough year when money is tight, lots of expenses are falling by the wayside. When health care is among the expenses being postponed or pushed completely out of a family budget, it's frightening. A quarter of Americans surveyed in a Thomas Reuters study this week said they are struggling to pay for health care this year. And 17 percent said they have postponed or delayed medical services or treatments in the past year.

How to cope with expensive friends

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Dammit. Damn damn damn.

Last night I had a (rare) girl's night out with a new friend. And somehow I managed to commit every stupid spending mistake known to woman--except, thank god, I didn't buy any shoes.

First of all, I thought we were both somewhat budget-conscious, so my guard was down. Never let your guard down! I ended up spending $47 on dinner. OK, $52, if you include the $5 I donated to the jazz band. What went wrong? I know the rules for coping with Social Spending Situations.

Are online retirement calculators misleading?

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Image via Wikipedia

By Katie McCaskey, Geezeo.com

Ah, the idea of retirement in sunny Monte Carlo…. It appeals to many people. It almost doesn’t matter if you’re referring to the place on the French Riviera or the version in Las Vegas.

Isn’t that interesting, considering the vast differences between life on the Mediterraean Sea or The Strip?

So it comes as some delicious irony that the calculation used in many retirement calculators is an algorithm developed in the 1960s and called “Monte Carlo”. Monte Carlo is responsible for creating the data you get when you enter your age, expected retirement date, and current accumulated assets in any number of online calculators.

So what’s wrong with that? Well, potentially it means you could end up at what you consider the “wrong” Monte Carlo in retirement.

Wedding Planning: Splitting the Tab

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A traditional breakdown of your big day's expenses shared by the family and the bridal party

Everyone loves a wedding, and when you're planning your nuptials, those closest to you are happy to be part of the big occasion. Family and friends participating in the wedding know that…