How do you know when you're ready for a relationship? (& 5 reasons I'm not)

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The term "ready" means that a person can function in a healthy long-term relationship. Usually, we say he or she was "ready" when they settle down.

People may think they are ready at 20, but realize they have a long way to go at age 35, and the results are usually not pretty. I am caught in the middle; every reason I have to think I'm ready has a valid argument against it:

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How do you know when you're ready for a relationship? (& 5 reasons I'm not)