Asset allocation

Chances are you’ll establish a variety of different retirement accounts over the course of your career. Rather than maintain these separate accounts, you can in many cases consolidate, or combine, your various retirement plan accounts into one account. Read More »

A wide range of sweeping changes to the 401(k) system were proposed Tuesday at a hearing on how the market crisis has devastated retirement savings plans. Read More »

Typically when you leave a job, you should roll over your 401(k) to an IRA. Rollovers allow you to continue delaying taxes on your nest egg as it accumulates and avoid an early-withdrawal penalty. However, many people choose to leave their 401(k) with their old company, or roll it into their new company’s plan. There are several points to be aware of when making this choice with your 401k or 403b plan. Here's how to decide if a 401(k) rollover to an IRA is right for you. Read More »