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5 Ways to Build Credit
By: Ann-Marie Murphy, Quizzle.com
If you just turned 18, it's time to start thinking about credit and your financial future. Your credit report will affect almost every important financial move you'll make, including buying a home or a car. It may even affect your chances of getting a job, as employers can check your credit report during the hiring process.
The good news is you have a clean credit slate and the chance to start off on a positive note, establish good credit and keep it there.
Five tips to help you build credit from square one Read More »- Let’s talk: Comment (-1) | Blog
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By: Ann-Marie Murphy, Quizzle.com
Big changes are coming. The bulk of the new Credit CARD Act provisions go into effect in February, 2010, which may change the way many of us use credit.
While some consumers will benefit, others may find it difficult to access credit at all. In fact, a few credit card companies have already begun cutting off customers without explanation, just a rude surprise at the register.
Instead of being at the mercy of changes to laws and credit card company policies, take action to improve your credit score now so you don’t have to worry about what may come. Here are some tips to get you started: Read More »- Let’s talk: Comment (8) | Blog
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By: Angela Burkhart, Quizzle.com
Saving up for your dream home takes patience and focus. Believe me, I know. My fiance and I have been scrimping and saving for several months now so we can buy a home next summer.
Our goal? Save 10 percent of the value of the house we'd like to buy, or approximately $10,000, for a down payment. In our quest to buy our dream home, we've learned a few things that work and a few that don't.
Here are our seven best tips for saving money for a down payment:
1. Check your credit report. Read More »- Let’s talk: Comment (3) | Blog
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Sponsored Links
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Since there can never be enough reminders that not all "free" annual credit reports are truly no-strings-attached and free, take some time to check out this New York Times article on how tricky it can be for consumers to figure out when they may be duped into paying for an credit-monitoring service most us will never need.
Federal Trade Commission
We told you about those cute-jingle commercials with twenty-somethings strumming about their credit woes and singing that all would be good if only they had gone to that website which starts with the word free. There is only one website recommended by the Federal Trade Commission for consumers to access free annual credit reports, and that's AnnualCreditReport.com. Read More »- Let’s talk: Comment (6) | Blog
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