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Healthy Finances: Recession-proof your life
The headlines look ominous: skyrocketing gas prices, faltering job stability, hikes in food costs. But don't panic! "Recessions can be a good thing," says Anya Kamenetz, author of Generation Debt. "They can force us to break bad habits—overusing credit, buying houses with little money down and spending frivolously." You don't have to ditch vacation plans or sacrifice your favorite splurges to tighten the purse strings. Keep your finances in check with these four tips. Read More »
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Healthy Finances: Get credit card smart
"Credit cards are toxic," says Liz Pulliam Weston, author of Easy Money. Plastic operates on one potent concept: compound interest. This means you're charged interest on your balance and then the next month interest on your balance, new purchases plus last month's interest!
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Recession scare information.
Have you noticed all the hype with the Recession scare? When the Depression hot during the 1920s the economy experienced a down-ward spiral. The impact then went global affecting every nation trading goods with America. The Depression changed Americans creating "sky rocketing"... Read More »
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Working outside my field of expertise.
I enjoy working at McDonald's! Read More »
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Cubicle Coach: Are you tipping less?
Let's face it. Thanks to sky-high gas prices and costly groceries, everyone's a little more strapped for cash. The other weekend, my boyfriend and I were buying groceries for a barbecue and on our way out, he dropped a dollar in to the tip bin for the guy that bags his groceries. Shocked, I asked him how often he does that, and he said, whenever he has it on him. It occurred to me that since I almost always debit my purchases, I never have change -- though I can't say I'd be more inclined to drop it in the tip jar if I did. (Note: I realize this may make me a bad person.) Well, it seems I'm not the only one. Workers whose livelihoods are heavily financed by tippers are starting to see a downturn in generosity . And the Delaware Senate has even gone as far as to increase the minimum wage for service-industry workers.
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In an ailing economy, we are all looking for ways to cut back, but is it fair to tip less when the level of service is arguably the same? Read More »- Let’s talk: Comment (7) | Blog
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Depressing Recession...?
Finally, as the theatrical smokescreen of the Presidential race is clearing, folks are starting to talk about the real issue at hand: the economy. We've been in a recession for a while now and, like a bad repair job, people have optimistically tried to patch it up. When David Walker, the... Read More »
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Recession-proof foods: Healthy groceries to splurge and skip
I’m a woman with a budget—in lean times and in high times because like you, I work hard for every red cent. But healthy shopping, cooking, and eating are non-negotiable for me (and for my family). So here’s a quick list of a few things worthy of my hard-earned cash right now—and what I can... Read More »- Let’s talk: Comment (26) | Blog
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